Statistics have shown that as unemployment spirals, some 2.1 million businesses are now operating at home; with this number rising substantially as time goes on. Three in five companies established on a weekly basis will not be operated from an office, equating to over 1,400 start-ups a week that are using this effective way to reduce overheads.Some home insurance policies that offer comprehensive cover include a clause that enables you to...more
A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and safety would be beneficial. A further 28 per cent believe that health and safety regulations are excessive and many feel that health and safety insurance is a burden to them.Small business owners would be quick to point out that in addition to the requirement of...more
Getting cheap liability insurance in Texas is a matter of using the resources available to you. With the right information it is possible to find a good deal and save money in the process.Liability insurance covers an accident where you are liable. It covers medical, insurance, funeral, punitive damages decided by a court and additional compensation for pain and suffering. The policy also covers auto rental as well as car repairs.First of all, just because a friend or a family member gives you a recommendation does not necessarily mean it is right for your individual needs. In some cases, companies give people offers in exchange for recommendations, so it may not necessarily be the benign advice it appears to be on the surface.A big part of saving money is discounts. You are probably aware of a no claims bonus but there are also discounts for specific age groups, low mileage and so forth. This is why it is worth comparing as many quotes as possible. Some comparison websites have clear checklists that allow you to look into the specific features you are looking for.It is also important to check the type of liability insurance you have and what it covers. Body liability covers...more
Are you looking for liability insurance TX cheapest? Liability coverage is required by most areas. Before you shop, you should be aware of the minimum requirements. Make sure you know what they are and what the coverage means. This will aid you in your quest for low cost coverage. Here are some tips to consider.The liability minimum requirements...more
Premises Liability and the Expert Witness By: Daryl Greenberg, CPM About the Author The author is a Property Management Expert with over 30 years in managing investment real estate for individuals, partnerships, and institutions. His property management experiences include Apartments, Condominiums, Office Buildings, Mixed...more
General liability insurance is a must-have for any business. Depending upon the state where your business is located, the amounts of coverage you need may vary. There are currently very popular products on the market called business insurance. These are sometimes sold as business owner's policies, abbreviated "BOP". These policies offer a package deal that sometimes comes at a lower price than purchasing each coverage individually. Unfortunately, these policies oftentimes have inadequate coverage for their holders. When an incident results in a liability suit, you do not want to find out that you aren't carrying enough insurance to secure your financial future.Commercial insurance agents are experts in business liability insurance. General liability insurance is one of the most important parts of this type of coverage. Working with their clients, these agents help to craft coverage terms that ensure that you're in compliance with state standards and that you have enough coverage to handle any liability claims that are likely to come up. These policies are oftentimes better than BOP coverage, as the agent takes the time to make sure that each type of insurance is adequate in its...more
Arizona general liability insurance has to be specific to the business that carries it. There are generic policies out there that claim to be adequate to protect a business against liability claims. Unfortunately, not all of these policies deliver in...more
Fears that BP will escape sufficient liability when it comes to compensating victims of this monstrous tragedy are real and well founded. The passage of the SPILL Act will certainly do great things for the recovery efforts of victims and their...more
Once companies grow to any size at all, corporate liability is going to become a concern. The more you grow, the more legal concerns come to factor in to almost every business decision that is made. Making a constant effort to avoid any kind of...more
The articles of organization for an LLC acts as a charter to found the existence of the LLC and are different for different states in the US. They contain the basic information that pertains to the new business. The LLC articles of organization are...more
Doctors, nurses and radiologists rely on the effectiveness of liability insurance to protect them from having to pay damages if they are found liable in a lawsuit Personal Injury lawsuit. They are required by law, in most places, to maintain a...more
A 72-year-old retired minister was walking down the sidewalk near Marcy Avenue in Brooklyn when he tripped and fell. The incident took place right at a spot where a subway grate sank two inches below the concrete of the sidewalk surface. As a result,...more