A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and safety would be beneficial. A further 28 per cent believe that health and safety regulations are excessive and many feel that health and safety insurance is a burden to them.Small business owners would be quick to point out that in addition to the requirement of...more
Getting cheap liability insurance in Texas is a matter of using the resources available to you. With the right information it is possible to find a good deal and save money in the process.Liability insurance covers an accident where you are liable. It covers medical, insurance, funeral, punitive damages decided by a court and additional compensation for pain and suffering. The policy also covers auto rental as well as car repairs.First of all,...more
Are you looking for liability insurance TX cheapest? Liability coverage is required by most areas. Before you shop, you should be aware of the minimum requirements. Make sure you know what they are and what the coverage means. This will aid you in your quest for low cost coverage. Here are some tips to consider.The liability minimum requirements for Texas is 30/60/30. Many people do not understand what the three numbers refer to. Here is the breakdown of these numbers.The first number stands for $30,000. This is the largest amount that you policy will pay for medical care. This medical care refers to one person in an accident. For example, suppose one person is injured in an accident. Their medical bills could be $35,000. You might be liable for $5,000. If the bills are $50,000 you could be liable for $20,000. This depends on the situation.The second number stands for $60,000. Suppose there is an accident. You are determined to be at fault. Perhaps someone driving your car is at fault. Three people might be injured. The total amount of medical bill benefits they receive is $60,000. This is the total for all three injured people.The third number means $30,000. This is the most that...more
Premises Liability and the Expert Witness By: Daryl Greenberg, CPM About the Author The author is a Property Management Expert with over 30 years in managing investment real estate for individuals, partnerships, and institutions. His property management experiences include Apartments, Condominiums, Office Buildings, Mixed...more
Purchasing business insurance for your office By: Lance Harewood About the Author business insurance, home insurance Texas, life insurance California (ArticlesBase SC #3073258) Article Source: http://www.articlesbase.com/ - Purchasing business insurance for your office more
General liability insurance is a must-have for any business. Depending upon the state where your business is located, the amounts of coverage you need may vary. There are currently very popular products on the market called business insurance. These are sometimes sold as business owner's policies, abbreviated "BOP". These policies offer a package deal that sometimes comes at a lower price than purchasing each coverage individually. Unfortunately, these policies oftentimes have inadequate coverage for their holders. When an incident results in a liability suit, you do not want to find out that you aren't carrying enough insurance to secure your financial future.Commercial insurance agents are experts in business liability insurance. General liability insurance is one of the most important parts of this type of coverage. Working with their clients, these agents help to craft coverage terms that ensure that you're in compliance with state standards and that you have enough coverage to handle any liability claims that are likely to come up. These policies are oftentimes better than BOP coverage, as the agent takes the time to make sure that each type of insurance is adequate in its...more
When you are a small business person, you will need to get a liability insurance quote to protect your business assets, as well as personal assets, in the event of a lawsuit. Of course, all businesses like to hope that they are never sued by a...more
Public liability insurance is an insurance policy that protects your business from the danger of paying big amount of cash to pay back a client when he suffers any injury at your business location. It also covers the danger if your industry causes...more
Fears that BP will escape sufficient liability when it comes to compensating victims of this monstrous tragedy are real and well founded. The passage of the SPILL Act will certainly do great things for the recovery efforts of victims and their...more
Once companies grow to any size at all, corporate liability is going to become a concern. The more you grow, the more legal concerns come to factor in to almost every business decision that is made. Making a constant effort to avoid any kind of...more
Looking around the US, all but three states mandate drivers to carry liability insurance. Some states have no-fault schemes. Others add in a requirement to buy a personal injury protection policy. As the healthcare reform bill was signed into law,...more
Doctors, nurses and radiologists rely on the effectiveness of liability insurance to protect them from having to pay damages if they are found liable in a lawsuit Personal Injury lawsuit. They are required by law, in most places, to maintain a...more