For most folks, it is fairly easy to see why a professional in the field of health care, such as a surgeon or chiropractor, would need to possess massage liability insurance. Working with patients in a manner that may be aggressive or invasive certainly calls for such a safety net, despite ones confidence in his or her ability to treat patients properly.Among massage therapists and bodyworkers, however, seeing the need for massage liability...more
As a business owner, it is important that you cover all bases and make sure that you don't leave anything to chance. Public liability insurance can be vital for many companies and without it you may well end up being faced with a huge bill if someone makes a claim against you.Public Liability Insurance Is A Must Have For Many Businesses By: Chris Roche About the Author Written by E-Commerce Manager of Think Insurance, Chris...more
Identity theft is a constant threat to personal security for individuals and businesses. Criminals can do more than just steal money from you if they steal your personal identity; they can become you. Criminals can apply for driving licenses or passports in your name and they can destroy your credit rating by committing your name to loans they never intend to repay. A criminal can also apply for a corporate credit card if they find sufficient information to take on the identity of one of the directors. Known as 'company hijacking', criminals have been known to steal entire corporate identities. This is done by applying to Companies House and changing the registered address of the business, changing the name of the company secretary or directory, or appointing new directors. The impostor directors can then open new bank accounts and have goods delivered to the pretend address, ruining the credit rating of the business and burdening it with massive charges to clear. Businesses have a duty to store and destroy data securely. Holding employee information is particularly risky. If you have an employee that leaves, you will need to discard their information. It would be irresponsible to...more
At one time or another, just about everyone dreams of becoming self employed. The thought of setting their own schedule, answering only to themselves, and following a dream is intriguing. Much of time, while daydreaming from a desk, a future entrepreneur doesn't consider all that goes into starting a business. When venturing out of the job force...more
Select Cushions For Your Bistro Considering Your Careless Clients By: Kenny F Leichester About the Author patioshoppers.com - a site with the biggest selection of electric">http://www.patioshoppers.com/catalog/Electric_Patio_Heaters-33-1.html">electric outdoor heater. (ArticlesBase SC #3011344) Article...more
For a great many people who own their homes outright, insurance cover is one of the first costs that they cut when they have the opportunity. The reality is that insurance is important for not just those with a mortgage, but also for those who don't have one.Adequate home insurance cover can help to protect you in the event of a fire, flood, lightning strike, or just about any other eventuality. It is also imperative if you have any kind of a pet or other thing at home that may be a liability.Yes, you say, but I don't get much company and my cat is not a threat. Of course your cute little furry pet isn't a threat to you and certainly she's never hurt so much as a fly. Do you know that sometime in the future she may not scratch the milkman, no matter how accidentally? Are you certain that no one who comes into contact with you or your home would be willing to sue? What if there were no choice in the matter?In cases of a fall on your property, even if you are not directly at fault your insurance may be the only way to cover lost wages of the injured party.Not everyone wants to be litigious but there are times when there is simply not an alternative. Lawsuits are frivolous and can be...more
In many states, including Texas, liability auto insurance is compulsory. It is important to find cheap liability insurance in Texas to ensure that you are covered. Most cars are involved in an accident at one time or another and therefore you should...more
Corporation as an LLC Member A corporation can be a member of an LLC. This allows you to create an additional level of ownership, which is designed to create an entity that can offer such traditional fringe benefits as retirement plans and an...more
Professionals like doctors, lawyers and accountants are bound to provide service according to high quality standards set in their respective fields. Mistakes occur in each and every profession but if the service or treatment provided causes damages...more
If you own your own business, you may need to invest in self employed liability insurance. Lawsuits are very common in this day and age. You don't want to leave yourself and your business open to liability that can destroy your company's financial...more
After years of dreaming and planning you have finally struck out on your own and now you are your own boss. What a great feeling it is to become an independent contractor, an entrepreneur. You can breathe a sigh of relief because you are not only in...more
As the owner of a business which serves alcohol to its patrons you need to be aware of risk management steps that will help to protect you and reduce your liability in the event of a loss.Under the Texas Alcohol and Beverage Code there is the "Safe...more