Umbrella excess liability insurance coverage is an important insurance premium for any business. Insurance coverages are of many types and this is just one of them. Some coverages are optional while others are compulsory.To have a better understanding of excess liability coverage, one should know what liability coverage is. It is an insurance premium that offers protection to the policy holder against bodily injury or damage to property to third...more
Insurance covers are used to protect individuals and businesses from risks that could lead to losses as a result of unpredictable circumstances. Clients pay up a certain amount of money known as premium, in exchange to having their risks catered for. Liquor liability insurance is a cover that protects businesses against liquor related claims. Actions of drunk people and which may lead to damage and hence lawsuits are covered in this type of...more
When a company decides to buy liability insurance it is essential to consider the various factors that are required for taking a policy. A policy can be purchased depending upon the no of employees and the nature of risk involved. For instance, a company will be engaged in using heavy machineries to manufacture a particular product. In such cases, lots of precautions are taken so that the employee is not affected while using the machine but even then there are chances for bodily injuries to take place. The affected employee will file a lawsuit against the company as he was injured while working in the premises of the company. To cover the loss incurred when an employee is injured, the company can take employer liability insurance. If your business is properly insured then you can concentrate on other major tasks and you can be at peace. Some liability insurance policies cover all the basic insurance needs but if your company needs a specific type of coverage then a D&O liability, employer liability or professional liability insurance policy can be purchased. Another type of liability insurance is product liability insurance. Any accident, minor injury or even death can be caused...more
Whether you are hosting a birthday party, a housewarming or a new years eve party, chances are that some if not all of your guests will have a bit more to drink than they should. If these guests are involved in an accident or damage other peoples' property, will you be liable? The answer is maybe! Depending on where you live, you may be responsible...more
Employers' Liability Insurance: Getting it Right A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and safety would be beneficial. A further 28 per cent believe that health and safety regulations are...more
Watch The Office Season 7 Episode 18 Online Watch The Office Season 7 Episode 18 Online here:Watch The Office Season 7 Episode 18 OnlineAfter many years and motel rooms, Dunder Mifflin traveling salesman Todd Packer is ready to leave the road behind and take a desk job in the office. However, it remains to be seen if Jim, Dwight, Holly and the rest of the office are ready for Todd. Elsewhere, after his computer freezes for the millionth time, Andy battles office administrator Pam for a new computer.A mock-umentary of Dunder-Mifflin Paper Company's office in the podunk setting of Scranton, Pennsylvania. The show focuses on the employees of Dunder-Mifflin, like the oblivious manager, Michael Scott (Steve Carrell), or crass know-it-all, Dwight Schrute (Rainn Wilson). In fact, the show features a whole host of neurotic characters, tempered only by the sane lovebirds, Pam (Jenna Fischer) and Jim (John Krasinski). Based on The Office (UK), a BBC comedy created by and starring Ricky Gervais, who also produces the American version. Watch The Office Season 7 Episode 18 Online Free.The Office Season 7 Episode 18 s07e18 short episode synopsis: Todd is ready to stop being a...more
Liability insurance protects a person or company in the event of being suited. Self employed liability insurance is the insurance that a person who runs his or her own business can buy to protect themselves. This insurance is vital to any business...more
With thousands laid off during our recent economic downturn, many people have become self-employed. What they may not know is how important it is to have self employed liability insurance in order to protect their business investment and future...more
A necessity for anyone in business for themselves today is self employed liability insurance. This insurance varies in type and costs, but all exist to protect self employed individuals from many types of loss they can suffer as a result of legal...more
For most folks, it is fairly easy to see why a professional in the field of health care, such as a surgeon or chiropractor, would need to possess massage liability insurance. Working with patients in a manner that may be aggressive or invasive...more
The computer has grown to become essential in the operations of business, government, the military, engineering, and research.It has also demonstrated itself, especially in recent years, to be a very powerful tool in design and...more
In today's business environment, any small business operating without adequate liability insurance cover is sitting up and begging for trouble. And guess what? As sure as God made little green apples, it will find them.To operate any business today...more