"The bedrock of character is self-discipline; the virtuous life, as philosophers since Aristotle have observed, is based on self-control. A related keystone of character is being able to motivate and guide oneself, whether in doing homework, finishing a job, or getting up in the morning. And, as we have seen, the ability to defer gratification and to control and channel one's urges to act is a basic emotional skill, one that in a former day...more
Are you aware of how many ways there are for thieves to take access of your credit card accounts and make unauthorised charges against your account? Simply by rummaging through old receipts that you have thrown out or left somewhere public, or by a shop assistant quickly scribbling down your card details while they are out of your sight, or by an untrustworthy seller who you give your details to on the phone, by mail or on the internet, your...more
There is no limit to the cash back you can earn with the American Express SimplyCash Business Credit Card. You get Cash back is automatically credited to the statement each month and you can get Fee-free employee additional cards at no cost. It has never been so easy to earn cash back on the business purchases you make when you use the American Express SimplyCash(SM) Business Credit Card.You also get access to the services of OPEN® the small business team at American Express. This service is all about small business as it provides you the resources to help you run your business, including these perks and services:Financing Get unlimited fee-free Additional Cards, 0% APR on purchases for the first 12 months, and pay no annual fee.OPEN Savings® Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive.Online management Manage your account with Summary of Accounts and track charges with Expense Management Reports.Community Chat, pose questions, get insights from other small business...more
"The longer I live, the more I am certain that the great difference between the feeble and the powerful, between the great and the insignificant is energy-invincible determination a purpose once fixed, and then death or victory. This quality will do anything that can be done in this world." Sir Thomas BuxtonDuring the 1980s, the Milliken...more
All types of debt reduction solutions (visit: http://www.best-debt-reduction-solutions.com/debt-reduction-programs.php) are but consolidation plans where you have to choose one and work on. When the debt is piled up, the best plan is to lower the interests and/or payments. Well, everybody knows it. But, remember to take plans or consulting services...more
I've recently bought a computer system, taken my family to a theme park and flown on an airline that were all rated tops in their fields for service. They had won awards and were widely cited as leading examples of service quality in action. I ended up being disappointed. Not that the service was bad - compared with others in their industries, they were clearly better. But I had expected much more. For example, the computer sales representative had touted his company's No. 1 service ranking in a highly recognized survey. That was the key reason I bought the system. Yet my calls for installation, trouble-shooting and integration with other hardware and software weren't the hassle-free encounters I had expected. The service people turned out to be fallible human beings who had some trouble answering the phone. They were better than most of the others I'd dealt with in the computer industry. But in an industry that pays scant attention to customer support, that's not saying much. This is important to understanding what causes poor customer service. It is not always a question of performance; it can be about expectations, as well. To attract new customers, many...more
One of life's joys is buying a new car. The excitement of looking through those glossy brochures, choosing the brand, model, colour, plus the features is incredible. Ask most men and I'm sure they'll tell you it's one of the...more
You have two or more major credit cards comfortably snug inside your wallet. You are quite proud of them and they seem to act like your security blanket. But are you sure that security is the commodity being offered by the credit cards? The credit...more
Do you sometimes question the performance of your investment portfolio? If you are like most investors you have your income producing assets thrown in together with your equity portfolio. You look at the total mix of dividend paying stocks, bonds,...more
A chart of accounts is simply a list of different areas within the general ledger section of an accounting software package against which financial transactions are stored. As an example if you looked at a Profit and Loss Statement each of the items...more
Condo or condominium is a housing option that looks like an apartment complex. Condo ownership lets the owner to own the condo only not the land. Condo owners have to pay monthly fee for maintaining common areas. Generally the association of property...more
There has always been a degree of "racy glamour" to the world of property investment. Too often the image has always been portrayed as an industry being handled and managed by "be-suited city types" wheeling and dealing any huge multimillion dollar...more