Why do hundreds of thousands online traders and investors trade the forex market every day, and how do they make money doing it?This two-part report clearly and simply details essential tips on how to avoid typical pitfalls and start making more money in your forex trading. Trade pairs, not currencies - Like any relationship, you have to know both sides. Success or failure in forex trading depends upon being right about both currencies and how...more
If some unexpected expense has come up, and it is still days away from payday, it is possible to take out a type of short-term loan known as a cash advance. A cash advance, or a payday loan, can help you if you are in a bind by using your upcoming paycheck as a guarantee for repayment. A cash advance is a quick way to get the money you need. However, it is important to know exactly what this type of loan is, what the terms are, and what the risks...more
Using a credit card has become a very common way for a family to pay for the items it needs and wants. According to CardWeb.com, a firm that tracks the credit industry, the typical American family of four carries about $8,100 in installment debt-most of it in credit cards. At 18% interest, that costs them nearly $1,500 a year or $125 a month they can't spend or save for anything else.How many credit cards do you currently have? - Make a list of all of your bank cards, travel and entertainment cards, department store cards and gas cards. Are you surprised at how many you actually have?- Now list beside each one, who issued the credit card.- Now list your credit limit next to each credit card.- Now list your credit debt associated with each credit card.- Is your total debt more than 25% of your total credit line? If so, you are using your credit cards more than you should and getting more credit cards is not the answer.- Now list the annual fees associated with each credit card.- Next, list the interest rate next to each credit card.- Now, add up all of the annual fees for all of those credit cards.- Now, for each credit card, multiply the debt on that credit card by the amount of...more
Travel reward credit cards are only a great benefit if you travel frequently. While that may seem trite it needs to be said. You may think, "what a great idea - travel reward credit cards. I might want to take a vacation next year." You're probably going to find that if you only travel once in awhile the benefit of the travel reward credit cards is...more
"I make a living online!"That's a statement right? Right!But is it a statement of fact?Who knows?Well, I do because I know it's true, but how do you know I'm telling the truth?You don't of course. But there are some things you can look for that will help you decide.How often have you seen something like: "Make a ton of cash - now!No sellingNo MLMNo...more
Free credit cards - what a concept! We're all enticed by the very word free. The more common term for free credit cards, however, is 0% (or zero percent) APR credit cards. APR stands for annual percentage rate. In other words, free credit cards can refer to those that charge you no interest on the purchases you make with them. Years, and decades ago, the APR was standard no matter which card you chose, and which financial provider. The APR simply depended on the bank rates, which in turn were influenced by the federal reserve. 18 percent was then a fairly standard APR. This was clearly not a time when free credit cards abounded and, in fact, competition wasn't very frenetic, because the rate was the same no matter which card you chose. Then, however, monoline banks came into being. These banks, unlike the traditional financial institution that accepted deposits and gave out loans, served simply as issuers of credit cards. These still didn't create free credit cards, but they did have a decreasing effect on credit card APR, because competition for credit card users started to become stiffer. Nowadays, unlike the past decades, you're almost certain to find introductory promotional...more
My world got smaller, my business grew five times over, and I got talking.I'm a web designer and I work wacky hours, push buttons on a computer, talk to a lot of people, send out email, drink coffee, like the Discovery Channel and enjoy running my...more
Well, it is that time of year again, and everyone is full of resolutions. Let me guess - did yours include the words 'weight' (less of), 'money' (more of), 'job' (none of)? Well maybe it is time to think seriously about starting your own home based...more
Broker's have predicted that the housing market is set to bloom in 2006.After house prices dropping for 16 months in a row BBC news has reported that house prices are set to rise again in 2006, although gains will be small.Nationwide is said to be...more
What does "Credit Score" mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders...more
There are a multitude of different lender types in the housing market and before refinancing or borrowing it pays to know who's who. Each option has it's pluses and minuses it comes down to choosing the person or institution that suits your needs and...more
Making a budget for a home business start-up is more of an art than it is a science. No matter how exactly you think you've pinned down all your expenses, it's guaranteed that more will appear that you either didn't think of or just couldn't have...more