You've been studying prosperity and abundance and you understand that there is an endless flow of wealth moving about, money is passing hand to hand, as are goods and services. You've decided that you want to jump in and participate in the game. You want your fair share of the abundant flow. You have found in your studies that your attitudes around earning money stink and you've done a lot of work to change your belief systems. You really do...more
It is at this time each year when we make New Year's resolutions, to help reduce the gap between where we are today and where we want to be in the future. Having been able to speak to thousands of investors over the last five years, I have compiled a list of my favorite New Year's resolutions that will help stock market investors, no matter which way the market goes this year.1 Reduce CostsWhile most investors are focused on how to make more...more
As a business owner, you want to succeed. You undoubtedly want to increase your sales and make more money. The best way to do this is to offer your customers the ability to pay for merchandise with their credit cards. Whether you operate your business in a physical location or online-only, allowing customers the option of credit card payment is logical. You will increase sales because of the convenience of the payment options you offer. The vast majority of shoppers, online and in person, prefer to pay with their credit cards. Opening a merchant account is the way to give your customers more payment options. But it is important that you find out as much as you can about merchant accounts and merchant account providers.A merchant account is set up through a bank or an online merchant account provider for a retail or online organization in order to accept credit cards as payment from customers. A merchant account is not a bank account. The merchant account provider's job is to place the money you earn from credit card sales into your bank account. It used to be that merchant accounts were only offered by banks and providers to retail businesses that were located in a physical...more
Bankruptcy can make getting any kind of financing much more difficult. However, it's not impossible anymore to get financing, even a few days after the discharge of a bankruptcy. But, is getting a loan soon after a bankruptcy a smart thing to do?It can be tempting to buy a new home, new car, etc., after a bankruptcy discharge you have no debt left....more
If you have recently filed bankruptcy, it won't be long before you are starting to ask yourself, "Ok, now, what do I do when I need a loan? Where do I got to get approved? Can I get approved?" Here are some overall basics about getting any kind of credit after a bankruptcy.2-3 Years after bankruptcy discharge is the magic number - Once you have...more
When we think of prosperity and of creating abundance, it's easy enough to see how working at a job that we love helps us to earn more money then if we worked at a job we hated. We can also see that if we add plenty of love and warm-fuzzies towards how we treat our coworkers, bosses, employees, and customers, then it makes sense that people will like doing business with us and we'll again earn more money. We can understand how putting our love into the product or service that we sell makes for a superior product or service and therefore raises the perceived value of that product or service. Here's the hard partÂ… it holds true in our personal relationships too.How many women complain that their husbands don't spend enough time with them? The wife complains that her husband doesn't appear to really care about her. She thinks there is a lack of deep emotional connection between the two of them. "You don't say that you love me! Therefore you must not love me!" He quickly points out that her argument that his lack of flowers and romantic words doesn't mean that he doesn't love her. After all, he works hard to earn enough money so that she can live in the house they share and...more
Nothing can be more exciting & terrifying at the same time than buying your 1st home. Everyone talks about all the advantages of buying real estate such as the tax benefits, appreciation etc. But there are some risks involved and the more knowledge...more
Before you give up on the idea that you will never be able to get a home equity loan because of your bad credit, first be sure you can't get one. It may save you a lot of work, and it opens up more possibilities for home purchases and help from real...more
Bonding companies look at far more than just owners' personal credit when it comes to contract surety over $100,000. A surety wants to have confidence in their bonded contractors prior to approval. There are numerous different actions a contractor...more
Money spent updating your kitchen rewards you better than money spent on any other upgrades to your home. When it comes to kitchens, buyers continue to demand improvement in efficiency and style, and they love remodeled kitchens and new appliances....more
The yield curve refers to the interest rates on bonds of varying maturity. Normally, we expect the yield on bonds with longer maturities to have a higher yield than those of shorter maturity bonds. Because it is less of a burden to tie up one's money...more
Creating abundance is probably the hottest topic across the internet. Whether you're looking to start a business from your home computer or trying to payoff your mortgage in time to retire with comfort, everyone seems interested in how to get more...more