Many of us, especially those who have found themselves in debts for the first time, will laugh off the suggestion for debt consolidation help. Where does debt consolidation help figure in the scheme of things? Not anywhere if some people are to be believed. This is what they have to say. Give us the sum and we will disburse the amount ourselves. So, is debt consolidation help so insignificant?Certainly not! Debt consolidation help holds a place...more
I'm sure you know what pre-foreclosure is. But do you know buying a pre-foreclosure can actually save you up to 40% of the market value of the pre-foreclosure house? Or you are actually already thinking to buy a pre-foreclosure? Either way, you will need info to know more about pre-foreclosure and further decide your strategy to buy pre-foreclosure. For your info, pre-foreclosure happens when home owner has missed at least one payment of the...more
The Financial Services Authority (FSA) has been investigating the way Payment Protection Insurance is being sold by loan providers which include some of the UK's biggest banks and building societies. And it's big business. Sales of PPI as it's called, earn lenders more than £1billion a year. PPI is designed to protect borrowers by paying monthly loan repayment in the event that the borrower becomes unemployed or unable to work though accident or illness. Many lenders sell the insurance alongside the loan with around 50% of customers agreeing to the insurance. However, according to the Department of Trade & Industry, only 4% claim and of these claims 25% are rejected. This may be partially explained by the FSA's investigation which found that around half of the lenders surveyed failed to explain the details and exclusions to customers or make sure the insurance was suitable for the clients. Whilst the investigation reportedly does not find that lenders are compulsorily selling the insurance, it was frequently automatically added to loan quotations without it being disclosed that the insurance was, in fact, optional. Even worse, some lenders are failing to point out to borrowers...more
Sometimes people won't listen to solid advice unless it directly effects them. Unfortunately, some people simply need to learn the hard way before they make more sound decisions. This can be seen almost every time suretyship makes its way to the news. Since surety bonds are not the most exciting thing in the world, you typically only hear about...more
Every year I've been in business for myself online has been better than the previous one. Recently, I decided to create an "Apprentice" program (Yes, even before Trump) and I was extremely pleased that we had nearly 100% of my Apprentices get an online venture up and running.I've gone back and thought about their projects and how they developed and...more
Have you ever wondered if your finances look as good as they should? Do you have a nagging sense of uneasiness that things aren't as firm as they could be? Have you recently overindulged and are trying to work off some extra weight? If so, it's time to stop, take a deep breath, look in the mirror and decide to make the most of your God given financial resources. Don't beat yourself up. Making positive changes can be as simple and enjoyable as watching your favorite TV show.Hope and FaithSignificant declines in the stock market have left some wondering if there is still hope for their future and others praying for an investment miracle. With the dust of corporate collapse and fraud still lingering in the air, the challenge is to know who to trust and where to place your faith. Over 400,000 people in the United States call themselves financial advisors of some sort. There is no shortage of bad apples offering up pies of bad advice. Investing can be a complex activity and a daunting task if left on your own. Turning to an advisor for advice and guidance can be a great idea, but don't let your faith be blind. Does your advisor only call you when she wants to sell you something? Did all...more
Publicity is valuable to the livelihood of a business. Yet, some business owners hesitate to market their company through a press release. Instead, they rely on 'word-of-mouth'. But if your market is in the virtual marketplace, word-of-mouth...more
Although we never truly like to grow up, at some point in our lives we will have to start planning for the future. Why not start now by taking a moment to plan out where you want to be in 5 or 10 years. One of the best times to plan for career...more
* Prospective customers * Clients * Referrals * Recruiting key employees * Developing businesses partners, vendors, suppliers and the likeBusiness encourages golf as a natural side for networking and to develop relationships. Corporate America spends...more
Choosing the proper sealer for the job at hand is essential. Choose the wrong one and your packaging operations will grind to a halt.What you're sealing and how many need to be done per day or per hour will be the determining factors in the sealer...more
If you are looking to refinance your mortgage but believe you will be unable to because your credit may be challenged by late payments, bankruptcy, charge off's, or unpaid medical bills to name a few, don't worry, there is hope.There are literally...more
Just because you are not a writer, it doesn't mean that your business has to suffer. Instead of pulling out hairs over that business manual or press release you could outsource your project to a writing professional.What is outsourcing? Outsourcing...more