Here is a step by step guide for buyers looking to buy a condo in any area. These are important tactics to make a solid and accurate judgement on the property you're looking to purchase.- When purchasing a condominium make sure that you ask for the last three to six months of the condominium minutes. This infomation will provide you with alot of insight into what is happening in the building.- Obtain a copy of the Declaration, the bylaws, and...more
1. Never discuss your household finances over the phone with the collection department. What you don't know is that you are being qualified and not know it. This is the easiest and fastest way to get a turn down. Request a homeowners assistance package so that you can submit the require information. 2. Never tell them you are broke. Even though you may qualify for a special forbearance or modification, you will still need legal fees and...more
In today's hectic business environment, it is vital that we are all on the same page, right? But how do we know if we meet those standards? Business owners and executives can avoid the uncertainty, and that's where ISO 9001 certification comes in.Standardizing Quality SystemsThe ISO, or International Organization for Standardization, was established in 1947 to develop international standards for everything from electronics to management systems. Having over 13,000 standards currently in place, ISO has created the auditing and certification process known as ISO 9001. This began the drive toward quality standards.Improving Customer SatisfactionCompanies choose to implement ISO 9001 and get certified because many customers and industries require it. By keeping customers happy, they can increase sales and profitability for their business. And if an area of the company's program appears to be too bureaucratic and non-value-adding, then it might also be an area for continuous improvement efforts.Enhancing Company PerformanceBoth customers and industries alike use ISO certification as a way to evaluate and audit their suppliers and products. Through an independent verification process,...more
When you invest in the stock market for ever-increasing cash dividend income, verses trying to make a buck in the stock market, your mindset will change. There will no longer be a fear of losing money in the stock market. With the right type of investment plan and investment choices all worries of losing money in the stock market will disappear....more
Are you looking for that "something" to give you the winning edge in your business? Is success still elusive even after burning both ends of the candle? Well, you may be looking for success in al the wrong places or you may not have an accurate picture of what true success is. In a fast-paced society that's driven by a mentality of "more is...more
At about this time each year, without fail, the lament will go out about how the real meaning of Christmas has been lost. This pre-Christmas tut-tutting is as much of a tradition as the obligatory Christmas cards, and treated in the same casual way. But for many, Christmas was stolen and Dr Seuss's Grinch didn't do it. The economist Karl Polanyi was the first to notice the crime back in the 1940's. In his classic work, The Great Transformation: The Political and Economic Origins of our Time, Polanyi drew attention to a remarkable event without historical precedent that discarded everything that had gone before. This was the emergence in the nineteenth century of the market as the central institution in our society, making the exchange of goods and services the key feature of human life, bordering on becoming the very reason for living. Understanding the nature of this transformation is the key to unlocking the crime. But the latter day beneficiaries of this crime have become masters of subterfuge. With teams of experts, they easily bog down any attempt to get at the real story with complex economic concepts and political jargon. To avoid this we remind them, detective Goran style,...more
"Work smarter, not harder" is a cliché that has darted in and out of the workplace for years. But it's still as true as ever. And it's often overlooked advice that truly works. "Working smarter" means think strategically about how to improve your...more
A day in the life of every businessperson is made up of a series of meetings and greetings. Whether you are making the initial contact with a client or a colleague, you want to get off on the right foot. Doing so will make the first encounter and...more
Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly.Uh, er, no sir.No sir? Well it's back to work for you then, and be quick about it. And I don't expect your mind...more
More companies are saving time and effort by doing initial telephone interviews before committing themselves to hours of time assessing and evaluating applicants. They are doing this because, frankly, it's a good way to save a team's time from...more
You have probably heard other people say that "Money isn't everything" or "Money can't buy happiness." They may be right in some aspects; but it's not just about the money. It's about having an ideal lifestyle - being able to have control over your...more
What else, for goodness sake, could you as a business, non-profit or association manager, call a heavy-duty helper who does something REALLY positive about the behaviors of those outside audiences of yours that most affect your organization? And that...more