Do you know what a secured loan is? A secured loan is a loan in which the person wishing to borrow has to give some sort of security, characteristically their property. A loan against a building that is owned outright is called a first charge, whereas a loan secured on a property that already has a mortgage is called a second charge.The amount you can borrow usually ranges from 3.000 pounds to 50.000 pounds, even though you can borrow sums up to...more
Business process outsourcing has opened the doors of third world countries like the Philippines to global business, inspiring local talent to attain world-class credentials and eligibility. Now that the country has proven its capability at providing a highly qualified pool of human resources, companies around the globe have seen the wisdom of outsourcing in the Philippines. In fact, the Philippines is one of the top recipients of outsourced...more
Corporate social responsibility is the buzz word in big business. In this age of environmental awareness and people empowerment, corporations are expected to behave ethically, uphold environmental sustainability, help combat poverty and support social justice. The public has learned to demand this in exchange for corporate existence. Although it is also true that many companies get away by paying mere lip service to corporate social responsibility, a lot of other companies have found it profitable to actually do the right thing. As more and more people are becoming socially responsible themselves, companies that go green or use sustainable technologies in producing environmentally safe products are gaining increasing numbers of loyal customers. From hybrid cars to green home cleaning solutions to natural makeup, products that save the earth are becoming the choice of many consumers. On the other hand, companies that have been caught red-handed such as those proven to cause environmental contamination or those proven to outsource their manufacturing to sweatshops in developing countries have faced censure and profit-shearing boycotts. Aside from the profitability of...more
These are the days of skillful and qualified marketing. Looks are of immense importance in selling the products of a company or business. Even the envelopes you bring into play to your letters and all related credentials also need to show a professional touch, as they can talk dimensions about your dedication and assurance!There is an old saying...more
I discover a lot of business and life lessons in movies. While I dont get out much these days, and I rarely have occasion to kick back and watch them at home, I value the nuggets of wisdom that I take away from them.One night I actually put my feet up and watched Queen Latifahs movie Beauty Shop. I missed about 20 minutes of the movie,...more
The Christmas season is upon us, and children young and old take great pleasure in wrapping gifts for loved ones and friends.Now, a little family history here... my mother, Head Wrapper of our household at Christmas, was not one to 'fuss' with wrapping to make gifts look like those found in store displays.As a Capricorn born in the Chinese Year of the Goat, "pragmatic" should have been her middle name. No sense investing a lot of time in making it look 'perfect'. Or buying expensive and difficult-to-maneuver foil paper and wrestling with superfluous curly bows. She had four kids ranging in age from two to 15 ripping everything to shreds inside 10 minutes on Christmas morning. So why bother?Heck, larger gifts would get wrapped in the Regina Leader Post Sunday comics.Wha-a-a-at? It was colorful!To this day, I admit, a certain amount of Mom's practicality has rubbed off. Although my husband refuses to let me wrap anything in newspaper, I do tend to save the 'fancy' paper for special gifts. If it's REALLY special, it gets a stick-on bow! Ooooooo.... the anticipation to open THAT one...A-HA! There it is.YOU know what I mean! You see that one gift under the tree, the one with the Martha...more
I live in a small rural community in Western Canada, sandwiched between a small city of about 80,000 and a major metropolitan center. Theres a lot of pressure to buy from local businesses in order to support our entrepreneurial base.Im in...more
Summary: By all accounts, it works. They claim 100% successful trades. The one live account I found out there indeed had 100% successful trades and a 170% net profit over 7 weeks. The drawbacks are that you have to manually trade (the robot only...more
There is lots of talk these days about foreclosures. Investing in foreclosures can be a big money maker when it comes to real estate investing niches. While investing in foreclosures results in large profits when you choose the right house, ther are...more
The unpleasant TRIGGER word in the IRS dictionary is "IRD" [I]ncome in [R]espect of a [D]ecedent, Internal Revenue Code (IRC) Section 691. Income in Respect of a Decedent (IRD) refers to those amounts to which a decedent was entitled as gross income,...more
Installment loans are designed to assist people when unexpected financial emergencies occur. They are a fast, easy and hassle free way to get money to cover all your unexpected financial expenses. They are the excellent way out of all you financial...more
Whats the secret to reducing cost and accelerating the delivery of offshore software development? Move business analysis offshore, too! That's right. Theres now a growing body of evidence that doing so will reduce the costs of developing...more