The United States is home to 94% of all the lawsuits in the world and 75% of the worlds attorneys. Very few of them are willing to help you get mortgage debt relief, or give you free financial advice, but many are willing to come after you for the default judgment.. Once you are served with a lawsuit, the clock starts ticking. You may be served by mail or in person and you have a very limited amount of time to answer the lawsuit. In most...more
Hedging, understanding the benefits of risk management in an enterprise wide solution. Risk management and hedging is a useful tool to reduce market place liability. Here are some tips on its uses.Second of a two part articleBefore discussing the use of hedging to off-set risk, we need to understand the role and the purpose of hedging. The history of modern futures trading began in Chicago in the early 1800's. Chicago is located at the base of...more
Understanding Market Risk and the solutions available to mitigate or eliminate financial loss in today's global market.First of a two part articleFund managers, whether they be equity or bond traders, know all too well that returns are not simply a result of their asset selection prowess. Many external factors come into play. But what are the issues facing the professional money manager. Management of risk is one of the most important, and not all fund managers analyze their market risk. This is often explained as a lack of education and a failure to understand the mitigating solutions for off-setting risk.Market risk is defined as "the unexpected financial loss following a market decline due to events out of your control." Stock or bond market volatility or market reversals can be the result of global events happening in far flung corners of the globe. Top analysts and fund managers simply do not have the resources to crystal ball gaze and predict those events.Examples of several major unexpected events that sent shock waves throughout the financial community have been:- 1982 Mexican Peso devaluation;- 1987 stock market crash known as "Black Monday";- 1989 USA Savings and Loan...more
If you are new to real estate investing, you are probably wondering where am I going to find my first real estate deal? There are actually a number of very effective methods you can use. Below I will touch on 7 different methods to find deals. They are a pre-foreclosure listing service, major newspapers, post cards & fliers, bandit signs, MLS,...more
Why do traders always talk about support and resistance levels? What do they mean and how can traders use these levels to better understand where the market is heading next?Understanding support and resistance levels can greatly assist both traders and investors. It's all about understanding how prices tend to move.There are usually psychological...more
Value investing is all about picking up bargains on the sharemarket.If you're an investor, with the market at such low levels, now is the time to look at adding to your longer term portfolio.If you're a short term trader, the underpriced stocks can often be the ones to rebound strongly.Where did value investing come from?The world's most famous and successful investor, Warren Buffett is a follower of value investing. In the last 30 years his company Berkshire Hathaway has returned more than 20% when compounded annually. It's pretty incredible to think that a $5000 investment at the end of 1967 in Berkshire Hathaway would now be worth more than $35 million.The father of value investing is Benjamin Graham. His book with David Dodd 'Security Analysis' is still relevant and considered the leading text on value investing today. Benjamin Graham applied his concepts quite simply. He bought stocks that were trading at a discount to the liquidation or bankruptcy value.What is value investing?Although value investing has taken many forms, at the heart it's all about buying stocks at a discounted price.Warren Buffett takes things one step further by saying:"It's far better to buy a wonderful...more
How do you turn $30,000 into a million dollars? The secret is time and the power of compounding. Here I'll run through this powerful concept which has helped Warren Buffett become one of the richest people in the world.Buffet has long been one of my...more
What is a bear market?Generally a bear market is one where the market has decreased by more than 20%.In Australian the last high point in the market was reached on 1 November 2007 and since then it's dropped 36%. So the Australian market has been in...more
If you are looking for a steady income stream from your investments then shares can be an attractive proposition. Not only do shares provide a return in the form of capital gains or losses but most shares also pay a dividend.Traditionally, high...more
Day trading involves buying and selling shares on the same day. It is extremely difficult to do but if successful, the rewards can be substantial. The flipside is that it is also extremely risky which means that you could see your capital wiped out...more
There are many bargains on the market and one way that bargains can be identified is to use the net tangible assets (NTA) value.Here I'll explain how you can use this measure to help you identify cheap assets listed on the sharemarket.Net tangible...more
Positive belief has a direct impact on everything we do in Telephone Sales. It will increase our motivation to achieve higher sales results and our drive to perform well on each telephone sales call. It will improve our skills and abilities with each...more