Every activity and situation carries risks. Whether you are launching a new project, providing ongoing services or heading a strategy for widespread organisational change, thorough and effective management of the risks involved is essential to ensure long-term success.The M_o_R (Management of Risk) methodology, owned by the OGC and administered as a qualification by the APMG, provides a set of principles and generic processes for identifying,...more
Amid the frenzy of homeowners facing foreclosure, potential buyers struggling to obtain loans and banks, lenders and realtors trying to stay afloat, I feel like there are lots of questions that no one is asking! Correction, the regular guy on the street like the real estate professionals I deal with daily are asking. But no one is listening to them or answering their questions.What Real Estate Professionals SayThrough my weekly radio show,...more
For many people the thought of using an online e-currency can be a scary thing. We have all heard the horror stories of people being scammed and money being stolen by dishonest companies, but there are some companies out there that have worked hard to build up a good reputation for being honest and do what they can to fight frauds and scams that use e-currencies.What is an e-currency?Just putting the word e-currency into a search engine will bring up a huge list of strangely named currencies that you have probably never heard of. There are though a few big online currencies that are accepted by many merchants, companies and shops.One of the main e-currencies that has been around for over 5 years is E-gold. This is an online payment system backed by real gold. You have an account, much like a bank account, and your gold is stored in that. E-gold themselves do not buy or sell e-gold, you have to do that through an e-currency exchanger. Once you have e-gold in your account you can spend it with any merchant who takes payment that way.Another good e-currency is Pecunix. This is again an online payment system that is backed by gold. Pecunix essentially works the same as E-gold, so they...more
Are You NutsThat was the response I received from the first client I spoke with a few days after opening our doors for business. The husband and wife were questioning my sanity because I was suggesting that the time was right to be investing in a product that is secured by real estate. Yes, I have heard of investment companies being in trouble...more
What comes in to your mind when you mention the word investing? Do you think of putting your money in insurance, mutual funds, the stock market or even high-yield investments? Does it make you think you need to learn how to invest in stocks or real estate?The word invest is defined by Webster as 1 : to commit (money) in order to earn a financial...more
Entity layering is a key concept in risk management. It is like the layers of an onion. The outside of the onion is the toughest layer and there are many layers to the onion. As soon as you peel that first layer back, a chemical reaction begins, because the onion is defending itself and in each layer, the reaction gets a little stronger.This is a good analogy for asset protection. You want to have layers of protection. Each layer makes it more difficult to penetrate. If you put the right techniques in place, in the proper sequence, you will make it very difficult for a plaintiff to get to your assets.That means realigning the ownership of how you hold title to reduce your risk. You want to have assets held so that you have some layering between you and the plaintiff.By realigning the ownership of your assets to reduce your risk and further protect yourself for potential problems, you will to have a much lower stress level and be able to enjoy your wealth as you accumulate it.Level one is having the right kind of trust. It might be a Living Trust, a Wealth Preservation Trust, the Multi- Generation Dynasty Trust, or a combination. Limited PartnershipsLevel two is the management and...more
Have you ever wondered why some people achieve small business success while others find themselves sitting on the sidewalk waving flags as the parade passes by?Unfortunately, there are many external reasons why people fail. But the good news is that...more
These days, more and more individuals are taking advantage of the fact that there are many ways for them to work at home. Nothing beats the feeling of knowing that you can be your own boss and you can grow your business at your own pace, and your own...more
Writing a really good report can be important to our career, and because of this, it is something we should take very seriously. After all, a written report is a permanent record. It is a record not only of our writing skills, but also of our clarity...more
With the wave of people facing foreclosure there are many who are asking for help. What can be done to stop the foreclosure process. Many of our clients have decided to use the powerful extended Right of Rescission which immediately terminates the...more
According to Bulgarian law, foreign individuals and legal entities can buy property in Bulgaria property. Purchased the property, you can legitimately to be registered at this address. Non-residents of Bulgaria after the purchase of local real estate...more
I dont expect that this list will make it to the David Letterman show, but maybe it should.Part 1 of this article addressed a lot of content and technical aspects like fonts, spacing and legibility concerns. I never got around to the obvious...more