Unemployment levels across Europe have soared, leading to the highest Eurozone unemployment rates for a decade. The figures relate to the 16 counties across Europe which are using the Euro, a currency which has fared well throughout the global recession. Unfortunately the job market has not fared quite so well.The unemployment rate has crept up to 9.2 per cent, compared to 7.3 per cent in April last year. The highest unemployment figures across...more
Todays stylists face many challenges, demanding clients, long hours on their feet, even a lack of work in this economic climate just to name a few. One challenge they dont need is getting paid! Since most stylists work in salons as independent contractors renting their booth or stations, they are responsible for billing their own clients. To be successful, a stylist needs the ability to conveniently and quickly accept payments from their...more
Starting up your own commercial cleaning business requires careful planning and research. But don't let that put you off of taking control of your financial status, as its not as difficult as it may seem; in fact you can start one in a couple of weeks or so with little to no setbacks, especially if you have step-by-step guide - a proven method of doing things the 'right' way.Trust me - if I can do it and prosper - so can you. So without further delays - here is my simplified 6-step guide to starting your own successful cleaning business - this will help you stat off in the right direction, but you will definitely need to do more of your own research and thinking.1. Do your homework THOROUGHLY.This is the most important step of building your own successful business. Regardless of the type and scale of your undertaking - if you don't take your time to research your market, your competition, and to understand your target customer inside-out. I am speaking from experience - if you cut corners at this stage (because you maybe think it's a waste of time) you will fall short later on - and you'll fall hard - possibly having to reinvent things from the start.TIP: Follow a proven...more
The current economic downturn is pushing people all over the world into acting out of their comfort zone. Top economy analysts and well known business men have been seen on TV proclaiming this to be the 'perfect opportunity' for brave entrepreneurs to be creative and to take their livelihoods into their own hands.I happen to agree - this is the...more
If you are a seller, you need to widen your pool of buyers to people who do not qualify for traditional financing as well. Some options may be the following:Seller FinancingIf you have equity, you may want to offer seller financing. With seller financing, the seller is the bank.Assumable MortgageOther alternatives are checking with your lender to...more
I have a simple strategy that I use when I want to get a short sale sold. Here is the process:1. List the Property2. Get an Investor Offer on the Property3. Collect current Financials & other Short Sale Documents4. Submit entire short sale packet to lender(s)5. Order BPO/Appraisal and lender's BPO/Appraisal6. Start a "Dutch Auction" list price weekly reduction7. Negotiate lowest acceptable net price to lender8. Compare Highest & Best offer with lender's approved price/value9. Close transactionHere is a short summary of the reasoning behind each step:1. List the Property For SaleThe lender wants to know that we are doing everything we can to facilitate a sale. If the lender knows that it is listed and marketed on the MLS then we have the best chance of finding a qualified end buyer. They also know that the offers from a listed property represent "market value" and are more willing to negotiate a good settlement value.2. Get an Investor Offer on the PropertyInvestors will always offer a low price on any property in order to get the best deal available. At this stage of the game it doesn't matter, we just need a legitimate offer that we can submit to the lender to get the short sale...more
Author: Keith GonzalezSalaried people are often frustrated with the cash shortage peeping out its head in the middle of the month. Lack of money ruin the ease of life and left them to struggle for meeting their monthly expense. This state of critical...more
There are a remarkable number of oil absorbents available today, capable of achieving not only a great deal more than previous methods which may have been used, but adding a degree of safety and convenience which can rapidly speed up the process of...more
An employee-centered workplace is one in which all individuals, programs, processes, and systems are focused on helping employees become fully successful. Individuals who feel valued will provide excellent products and service, which will result in...more
Well first, what is wholesaling? As a quick overview wholesaling is taking a property that you have under contract and selling or assigning that contract to another buyer for a fee. How does this process happen? First you find a motivated seller and...more
Mostly people think that availing loans at the time of financial crisis is not a good option due to its bulky documentation and long processing formalities. If a borrower was in quick need of cash, he would think that better asking financial help...more
Recession is defined as the downhill movement of the economic growth of a country. Global economic recession is now being felt all over the world. There is turmoil not only in the business sector, but also in the daily lives of people. As an effect,...more