Times are hard. With this economic condition, it is very important to use your money wisely. Spending less money means more savings for you.As a Senior Citizen, you can take advantage of all the discount privileges available to you. Many stores, hotels, theaters, restaurants, airlines and other establishments offer senior citizen discounts but do not advertise it. They don't even give you the discount automatically, unless you ask for it. Make...more
Anyone can make money in real estate when the market is booming in your area. The trick to making a solid investment that pays out big in today?s market is to follow the process used by the professionals. The first question that you have to ask is which property is right for me? If you are new to real estate investment, or have lost your shirt trying to flip properties in the past, please pay attention to the points I will lay out in this...more
If your personal mobile or landline provider routinely added 10%-40% to your monthly bill we dont think it would be long before you asked for a rebate. Surprisingly, very few businesses have acted to make telecoms cost savings, despite the fact that for many, telecoms comes second or third to staff costs in terms of total spend.Telecoms Expense Management is a term used to define a process to check and verify voice, data and mobile comms bills; create an asset register to ensure that all circuits and services are being utilised; and to provide a price control mechanism to aid procurement.What are companies doing to introduce TEM to make telecoms cost savings? A number of companies are leading the way and of course, as with most technologies these are based in the USA. Telecoms Expense Management is an established, billion dollar industry in the States. Major US corporations like American Express and Bank of America are rolling out comprehensive Telecoms Expense Management solutions across their global networks. By comparison the UK is significantly behind as there is no clearly defined market for Telecoms Expense Management services here. Organisations have utilised call...more
Most have the choice of converting from a traditional IRA to a Roth IRA. This decision is based on various factors and could provide a huge financial boon over the long run given the right parameters tens of thousands in most cases. For most people, a Roth IRA conversion is beneficial, but there may be circumstances when this financial move can...more
Human beings are not commodities, but are creative social creatures, working for a productive enterprise. It is important to consider carrying out a thorough job analysis to determine the level of skills/technical abilities, competencies, and then match the right talent with the right job. Staffing Consultants do just this.Staffing is the...more
Over 3-million American families who have been affected by the current economic downturn and are struggling with their mortgages are looking at getting their loans modified in order to save their homes from going into foreclosure.While loan modifications remain one of the best options for saving your home, many homeowners complain about falling victim to false promises made by certain loan modification companies. Families should be careful of companies who would say almost anything just to get your business only to run away with your money or complicate things further. It is very important for homeowners to learn how to differentiate between the legitimate companies with the ones that are only after your money.The following points are a few things that you can check while talking to a loan modification consultant to know whether they are telling the truth or simply trying to show you the best case scenario in order for you to pay them an upfront fee without getting an approval from your mortgage lender:1) Loan modifications on an average take about 3 to 4 months to complete. From preparing the application with required documents to actually applying and then following up with the...more
We have heard the question, Why should we hire a real estate agent? If you are asking yourself this question, you should know some people do just fine without a real estate agent, many dont. Before you enter into on of the largest transaction...more
The real estate market is a profit making and investment generating industry component. The industry works within extensive networking that is handled by the various active contributors like the agents and brokers and most importantly, the buyers and...more
They are simple and easy to produce, with most quick print shops able to handle the printing at fairly low cost. The important consideration is that you can use them to pull in advertising dollars for yourself, as a free advertising media for your...more
Let me begin by saying I was very impressed with Ivanka Trump, Donald Trump's daughter. She spoke at the Dan Kennedy/Bill Glazer Superconference and it was fascinating hearing her take on business. Here are a few nuggets I came away with:1. You got...more
Children clothing, toys, children furniture, etc. is expensive and often under used. A great way to earn extra money is to consign your childrens new & gently used furniture, clothing, toys, books, sporting equipment, DVDs etc. Consignment shops...more
The world has entered into a recession, many corporations and companies had announced their job cutting news. If you are an employee for any of the companies that have plan to reduce their company's headcounts; then, your job will not be guaranteed....more