You have calked out the plan, the dates scheduled and the seminar center reserve. And now you need to hire the business leadership speaker. You want to make the event a success. Here are some tips that can facilitate you as follows:o At the very outset, you need to recognize the purpose of the seminar. What type of information are participants in quest of? Be careful the word motivation. If motivation and energy arent tied with content and...more
Learning to use QuickBooks Why QuickBooks is an excellent Accounting software for small Businesses? by: Cirila A. DiazWith the right training on how to use QuickBooks, you can customize the program to work for your company just the way you need it to. QuickBooks is a program that can be customized to perform complicated tasks like sales tax for example: a) if some of your customers are taxable while others are not, b) if your customers have...more
An adjustable rate mortgage, or ARM as it is popularly known as, is a mortgage loan[1] in which the interest rate on the note[2] is periodically adjusted based on a variety of indices[3]. Different lenders use different indices to calculate their interest rates, or their adjustable rates. Some of the commonly used indices are the 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR). However, a few lenders prefer to use their personal or own indices to determine the rates.Lenders may choose to do this to avail a steady margin from the borrower, and their own cost of funding is related to the index. As a result, the payments made by the borrower may also change over time in accordance to the fluctuations in the resultant interest rates. Typically, the adjustable rate mortgages are characterized by their index and their limitations on charges or caps[4]. In many countries, the adjustable rate mortgages are the standard means of availing finance by offering the homes as securities, and in such cases, the credit facility is simply referred to as a mortgage.Basic features of ARM or adjustable mortgageThe main...more
Social networking sites are a fabulous part of modern life. They allows you to reconnect with former friends, stay in touch with current friends while travelling or working overseas and can even help you find that dream job or partner.But there are downsides. When a New Zealand teacher job-hunting in China discovered his name was the same as...more
People do business with people. More specifically, people do business with people they trust. Trust is at the heart of every business and personal relationship, and yet few of us give much thought to how important our behaviour is in enhancing, or damaging, the level of trust people have in us.Unlike monetary dollars and cents, trust does not have...more
Project management certification is proliferating worldwide as organizations around the globe projectize. This article surveys the various flavors of project management certification out there today.PRINCE2PRINCE2 is the de facto standard used extensively by the UK Government and is widely recognized and used in the private sector, both in the UK and internationally. The key features of PRINCE2 are: - focus on business justification - defined organizational structure for the team - product-based planning approach - division of project into manageable and controllable stages - flexibility at a level appropriate to the projectThe PRINCE2 project management certification has the following levels:- PRINCE2 Foundation - PRINCE2 Practitioner PRINCE2 Practitioners need to complete the PRINCE2 Practitioner re-registration exam every 3-5 years to keep their qualification up to date.AIPM - Australian Institute of Project ManagementProject management certification through the AIPM is primarily geared toward Australian professionals and organizations, although it is based on international standards and best practices.There are several levels project management certification with the...more
If you have a mortgage, of any type, many people will give you the advice to make extra payments on the mortgage in order to pay off the mortgage that much sooner. Indeed, depending on the interest rate of the mortgage, making extra payments has a...more
Anyone running a business will be only too aware of the problems faced when trying to find a reliable company to meet your printing needs. Waiting for an order to be completed can take days, the quality of the printing isnt always guaranteed and if...more
An important attribute of every successful business is that of cash flow management. Cash is the oxygen, or the life giving blood of every business. Without it, a business cannot survive. Unfortunately, a lot of network marketers don't make money...more
It had been reported that with the current economic decline, applicants or almost everyone looking for a job tend to stretch the truth just to be able to secure them that theyll get the job they are after for. This is proven by surveys which say...more
Post bubble recessionary real estate investing in a networked world pretty much nails this discussion, grab your web surf board and enjoy the ride.In this article, I show you what is working in real estate today and how to use the web and automation...more
Are you tired and afraid of losing more money in the stock market? Had enough of the financial "gurus" telling you to hang in there and "ride it out" as your retirement funds continue to dwindle and the bankers have just issued themselves another 5...more