Credit is becoming a necessity these days. Even if you can afford to pay for all your purchases in cash you wouldnt be very comfortable walking around knowing that you have a large amount of cash with you. Credit cards can easily solve your dilemma and also makes it easy for you to track all your expenses. There are also rewards that you can earn if you use your cards wisely.However, lets forget the numerous perks you can get via credit card...more
For many people the thought of using an online e-currency can be a scary thing. We have all heard the horror stories of people being scammed and money being stolen by dishonest companies, but there are some companies out there that have worked hard to build up a good reputation for being honest and do what they can to fight frauds and scams that use e-currencies.What is an e-currency?Just putting the word e-currency into a search engine will...more
Over the last five years approximately 600,000 entrepreneurs pitched first tier venture capital firms in North America and about 15,000 received funding. Your chances of getting funded are 2.5%. This is a fact. Many of those that were funded became quite wealthy and many more failed. Venture capital firms are looking for home runs not base hits.To begin, lets say youre having difficulties raising capital for one of a multitude of reasons. You lack an experienced management team with a track record of prior success, your product is still in development, the service youve created hasnt been market tested and you still havent refined the sales process. Or, your company may simply not be a VC deal or a home run, that is, something that will go public or be acquired for a bazillion dollars. Finally, your organization may be a non-profit with a cause like the environment or autism. Does this mean you should give up? Not at all.I could build a case that too much money is worse than too little for most organizations, not that I wouldnt want to buy a NBA franchise one day to emulate Mark Cuban. Until that day comes, the key to success is bootstrapping. Bootstrapping...more
The recent economic crunch has forced thousands of small business enterprises to close down, leaving millions of people without jobs, and thus a way of supporting themselves. If you, like many of those people, are feeling the pressure of the changing economic environment, or if you've already fallen victim to it - you are probably wondering how to...more
I received an email last Friday from pennypic.com, the free penny stock newsletter I subscribe to. I was quite excited too because they kindly told me to enjoy and relax on you're (sic) long weekend, because we have a major MONSTER announcement coming Mid Week Then on Monday, I received another email reminding me to be prepared because...more
Enormous efforts and dollars are spent in production operations reacting to, containing, and solving problems. However, considerably more effort is needed in product design and manufacturing to prevent product failures, scrap, and other inefficiencies.While we cannot expect to anticipate and prevent all issues that arise, clearly we can make vast gains by preventing more problems in the first place.Warranty costs and product recalls persist and product liability suits are widespread. Over the past 30 years, plants and jobs have moved overseas, and the U.S. has lost over 30 of revenue. So, for every $1 Billion in revenue, a company spends a preventable $20 Million in warranty expenses. Recall costs (just for consumer products and excluding automotive recalls) are more than $700 Billion annually (according to the Consumer Product Safety Commission).We are all aware of the practice of prevention. For example, most parents faithfully have their children immunized against various diseases in order to prevent the diseases from occurring. Many consumer products display warning labels to discourage unsafe usage.However, considerably more effort is needed in product design and manufacturing...more
Personal loans are usually a small loan for personal uses such as for buying a car, paying for a wedding or party, paying back anther loan, buying a new appliance and furniture, taking a trip, or paying for any other smaller payments. It usually has...more
Rules on foreclosures vary from one state to another but the processes and transactions are basically the same. The process of foreclosure begins whenever homeowners fail to make payments on their mortgages. Once this happens, the bank informs the...more
Businesses will need to borrow a loan during certain periods for its life span, such as to purchase new equipments, expand the operation, to repay another loan, or to acquire another business. To acquire a loan, you usually will go to a bank or loan...more
"Having gained global confidence in Software Development services, Indias natural progress towards developing cutting-edge high-end technology products is seeing it gain global acceptance and familiarity in its R&D Offshoring Services."India, the...more
Those entering the world of retailing soon find it can be fun, challenging and rewarding all at the same time. There are so many different things tugging you in every direction. There are so many tasks to be completed and so little time. It is very...more
In todays tough economic times retailers are really stuck in a difficult position. On the one hand they must face a marketplace where shoppers are definitely less willing to part with their hard earned money. This behavior is reinforced as almost...more