12 secrets your car insurer won't tell you Knowing how the industry works can save you a lot of money and grief. Here are the secrets behind the premiums, and how you can save after an accident. Getting a good deal on auto insurance is hard enough. Keeping your premiums from rising? That can feel like playing a game where the rule maker refuses to tell you the rules. Here are a dozen ways the industry works, with tips to help you save: If you...more
Reclaiming back Mis-sold Payment Protection Insurance Have you been had a mis-sold loan over the last six years? If your answer is yes, then you can claim back PPI insurance. PPI/Payment Protection Insurance is used to squeeze customers' cash off their wallets that they can barely even afford. However, if administered correctly, it can be of great benefit to the customer. They help a lot incase one fails to make the payments agreed...more
If you run any kind of business where you deal with the public on any level, you must have professional indemnity insurance because it gives you coverage for any claims that may be brought against you (the policy holder) in case of professional negligence. In other words it provides insurance coverage only in cases involving negligent acts, omission, or errors while in the act of carrying out your business.An indemnity agreement decides the financial responsibility in most instances. As an example, private indemnity protects against breach of duty claims such as a promise to complete a job in a specific amount of time (30 days to complete a roofing job). Lawyers and doctors are commonly required to obtain this type of insurance, but professionals of any type will find it beneficial to carry it as an indemnity agreement decides where the financial responsibility lies in any given case.When the indemnity agreement involves medical insurance it will be specifically stated what the financial responsibilities of the insuring party (the medical insurance provider) are. Coverage for any and all medical expenses will be paid by the insuring company. Failure to pay as set down in the...more
Those who make a living by delivery of goods realise the importance of good insurance coverage for their vehicles. Whether you drive a van, car, truck, lorry, or motorcycle you must be properly insured with courier insurance. As your daily mileage may be high you run a higher risk of becoming involved in a vehicle collision or some other type of...more
Watch Los Angeles Clippers vs Detroit Pistons Online Game Coverage Do you typically come across your self missing Los Angeles Clippers vs Detroit Pistons because your other household members beat you to the television or because you usually find your self at function whilst the massive football game is on? Nicely, stop missing any with the...more
No one can simply say for certain that your home will never be affected by a flood, a severe storm, or even a house fire.In fact, you can't even be sure as to whether or not your home will be broken into at some point and considering that a burglary takes place somewhere in the UK every one and a half minutes, there's actually a good chance that your home will be broken into at some point in your life or suffer some other catastrophe.Having building and contents to insurance can provide you with much piece of mind. Ironically however, approximately 25% of home owners in the UK fail to insure their homes as well as their belongings. While some may argue that it's only necessary to have building insurance, one should of course take the value of your personal belongings into consideration. After all, the average home owner spends tens of thousands of pounds furnishing their home and that doesn't even include the cost of having fitted kitchens and fitted bathrooms installed. Even though consumers can opt for either building insurance or contents insurance, the two generally tend to go hand in hand. This is why one usually finds that most people who insure their homes tend to opt for...more
Study Abroad Students Need Visitors Insurance Most colleges and universities have study abroad programs for students to participate in to enhance learning and broaden a student's horizons. While going to school, a student can take classes at a...more
All during the cold weather, only one thing keeps you going, the thought of warm weather and riding your motorbike on the open road. There's nothing better than a jaunt across town or a road trip on the weekend. It's funny how something that simple...more
Insuring your motorbike guards you against financial loss in case you have an accident while driving your motorbike or get sued for damage to property caused by your motorbike.Considering the soaring cost of motorcycle repair or replacement, insuring...more
Motor insurance, must it be very expensive, what exactly are my choices? One of the leading factors behind automobile accidents would be the increasing wide variety of cars on earth. Today, car travel is a most preferred mode regarding travel...more
Cruising along a winding country road on a motorcycle is of course a thrilling experience and when you get the opportunity to open that throttle on a motorway, the experience becomes even more exhilarating. Many people however still consider a...more
Real estate property is something which can give you huge benefit if managed properly. It can become a good source of your income. If you are a proud landlord of commercial or residential property, you will need someone to manage it. But who will...more