Belonging to Canada's Insurance Brokers Association provides many benefits. But do these outweigh the time and cost of belonging to this organization? Because we are dealing with a business decision we must make our arguments for, or against, based on the business benefits it does, or does not provide. This short article will look into some of the benefits of belonging to this august organization, focusing especially on the education and training...more
If you own a company and you have a commercial van, you may think it is easy to purchase the insurance that you need. It doesn't have to be difficult, but there are definitely some important things you need to consider as you are purchasing such a policy. After all, you don't want to end up finding out that you are not correctly covered when an accident occurs. This is why finding out information before you buy is so important. Here is a look at...more
If you are ready to purchase insurance for your commercial vans, it is important that you learn more about your options, the cover provided and more before you buy. This type of insurance offers cover that specifically is designed for business owners, providing the protection you need. A personal insurance policy is not going to provide what you need for your vans, so you need the right insurance to keep you protected against losses that can occur. With this insurance you can get the cover you need for your vans, employees that are driving the vans and even cover for the equipment that you have inside of your vans. Here is a simple guide that can help you out as you get ready to purchase this type of insurance.Policy options available:You will find that there are several different policy options that are available when you are ready to purchase your commercial van insurance. One of the policy options that is available is called 3rd party only, which is the very basic type of insurance. This covers a third party if an accident occurs and does not actually give you very much cover, although it is the cheapest. Then you have 3rd party fire and theft, which covers theft and fire along...more
During a life you, your family and your property are exposed to various risks. Illnesses, traumas, fires, hurricanes, thefts -- "the Name it a legion..." The best way to secure, the family and the property -- insurance.You have decided to buy an insurance policy. One of the first questions: "What insurance company to choose?" We shall try to help...more
Secrets your car insurer won't tell you Knowing how the industry works can save you a lot of money and grief. Here are the secrets behind the premiums, and how you can save after an accident. Getting a good deal on auto insurance is hard enough. Keeping your premiums from rising? That can feel like playing a game where the rule maker refuses to...more
Cheap Motorcycle Insurance - Can It Provide Enough Security? First we need to understand that there is no such thing as cheap motorcycle insurance, at the very least not in the sense that we usually think of when we say cheap. Because of the inherent risk of bodily harm when motorbike riding, insurance can be relatively expensive. That being said, there are still things you need to understand about your coverage that could get you better deals and appropriate protection.The first thing you want to think about is adequate medical coverage. Remember, the risks of injury when involved in an encounter with a car is always higher for the motorcycle rider and insurance costs reflect this. In spite of the fact that this is probably the most expensive part of your insurance you really don't want to find your self short of this coverage if you are ever involved in an accident. Even a short stay in a hospital can be so expensive as to cause financial ruin so medical coverage is critically important. And be certain that you get no-fault coverage meaning no matter who might be at fault you are covered. This is pretty normal in most policies but you will need to make sure.Comprehensive...more
Because there are so many insurance providers offering health, home, auto, life and other types of insurance, it is wise to compare insurance quotes, as this can make it easier to obtain the most benefits for the lowest premiums. The advantage of...more
LinkedIn as a Prospecting Tool for Insurance Agents Many people see the current rage of social networking as a fun and easy way to waste time. From checking in and earning badges on Foursquare to updating your status on Facebook to sending out...more
Identity Fraud Protection Insurance is not for me - I'll risk it! Most of us think that we are just too careful to be the victim of an identity thief. We look after our cards, and shred all our trash. When my colleague's identity was...more
The thing about home insurance is that too many people do not even think about it until it is too late, as it is something that gets pushed aside from time to time. With that being said, however, there are ways that you can ensure that this never...more
A person riding a motorcycle is far more likely to have an accident than a person who drives a four wheeled vehicle. There are many different reasons for this, one is that car and van drivers simply have a harder time seeing a motorcyclist. Whether...more
A person riding a motorcycle is far more likely to become involved in an accident that a person driving a car, van, or caravan. Why is this you might ask? Even the most experienced rider, no matter how safe or aware they are can have an accident and...more