How do you help leaders succeed? Give them some coaching, that's the widely accepted solution. Then why do some executives give up on coaching programs designed to help them improve?Executive coaching offers a tremendous opportunity to leverage leadership talent and resources. Coaching is no longer reserved for problem leaders. It is more frequently sought by top performers whose organizations value their management and growth potential. Yet,...more
Small Business Administration (SBA) loans are provided to loan seekers under section 7(a) of the Small Business Act. This Act gives power to the Agency to sanction loans to American Small Businesses. Founded on July 30, 1953, the U.S. small Business Administration has provided loans, loan guarantees, contracts, counseling and other type of assistance to small businesses. Most American banks and non-banking lenders participate with SBA in 7(a)...more
When talking to people who are trying to sell their house I'm often asked the question, "Why should I sell my house to you?"That's a great question. Today's house seller has lots of options: they can list their house with a real estate agent, they can try to sell the house themselves or they can sell their house to a real estate investor. None of these choices is necessarily better than the others: they each have their own advantages and disadvantages.Here is what I say when asked why someone should sell their house to me:1. I'm fast. In many cases, sellers are in a rush to get their house sold. Maybe they're facing foreclosure or they're settling a divorce. Sometimes the seller has moved because of a job and needs to sell the house quickly to avoid two mortgage payments. Or someone might inherit a house and they don't want the hassle of dealing with the repairs and marketing necessary to sell the house.Most people who try selling their house themselves or through a real estate agent find that it is anything but a "fast" process in most cases. Unless you are willing to sell your house at a significantly reduced price, in many markets you could find yourself waiting one to three...more
Many businesses have long used the services of a conference call company to spread their message to the investment community, where investment professionals could hear many firms in several days. To accomodate those who couldn't travel, the conference call allowed hundreds of analysts to hear a presentation and ask questions in real time. But...more
The business world is changing and your company must catch up. Consumers are driving the quest for information and personality. Customers are demanding to trade their hard earned cash for prompt, reliable, trust worthy and friendly services. Clients yearn for the days when a company took care of them.Is your company doing all it can to establish...more
What Is MICR?Here's a concise guide to MICR and associated technologies.By Charles KatzMagnetic Ink Character Recognition (MICR) was developed to utilize the benefits of computer technology in the banking industry. Prior to the use of a MICR line, check sorting by account number was a manual process. Two systems were previously used to handle the large numbers of checks processed in the banking industry: Sort-A-Matic and Top Tab Key Sort.The Sort-A-Matic system included 100 metal or leather dividers numbered 00 through 99. Each check was placed in the corresponding divider by the first two numbers of the account. The sorting process was then repeated for the next two digits of the account number, and so on. When the process was complete, the checks were grouped by account number.Under the Top Tab Key Sort system, small holes punched at the top of the checks indicated the digits. For instance, the first hole indicated the value of the first digits (0, 1, 2, 3...) A metal "key" was inserted through the holes to separate all of the checks with the same value in the first digit, and this step was repeated for each digit until all the checks were sorted.Both of these systems worked, but...more
Have you started receiving credit card debt settlement notices in the mail? Have you been receiving collection calls? If this is the case, you have probably been in debt and been dealing with financial difficulties for quite some time.Creditors are...more
Before you decide on taking payday loans, make sure that you fully understand what it entails. Let us understand what exactly what payday loans or a cash advance loan is. Payday loans, as its name indicates, is related to your pay and payday. With...more
There are many markets: markets for stocks, futures, options and currencies. These are probably the most accessible markets for everyday traders like you and I. People easily understand the basics of trading shares, so I will occasionally use...more
Historically, the FX market was available most to major banks, multinational corporations and other participants who traded in large transaction sizes and volumes. Small-scale traders including individuals like you and I, had little access to this...more
A lot of people have been 'burnt' from scam operations on the Internet. Their sites may look so perfectly legitimate that you doubt whether they would have gone through all that trouble building a trading platform just to steal your money. Beware....more
If you can't sleep at night because of credit card debt worries, you're not alone. Many people get in over their heads charging things they think they can't live without.You don't need to cut up all of your credit cards. Save your major bank cards,...more