Did you know that your credit score that you purchase online is not the same credit score your loan officer gets?You probably know that when you apply for a mortgage, your loan officer gets all three credit reporting agencies reports with three different scores. From your three credit scores, most mortgage companies use your middle credit score to determine your credit worthiness. Do you know that the credit score an auto dealer sees is not the...more
There are great benefits to owning a franchise. You often can sell goods and services that have instant name recognition and can obtain training and ongoing support to help you succeed. But be cautious before you sign on the dotted line. 1. Know How Much You Can Invest - A franchisor may tell you how much you can afford to invest or that you can't afford to pass up this opportunity. Before beginning to explore investment options, consider the...more
Developing and utilizing presentation skills can result in increased income for you. Here are a few ways that you can turn your public speaking experience into business profits.1. Free Speeches to Promote Your BusinessA lawyer might make a speech to a group of business persons, free of charge, about the advantages of incorporating their businesses. This could result in obtaining new clients. It could also cause existing clients to purchase additional services, such as incorporations, minute book work, income tax election filings, and so on.2. Paid Seminars, Workshops and TeleclassesYou could charge admission fees to attend a seminar entitled "How To Incorporate Yourself Without a Lawyer". This seminar could detail the considerations and mechanics of incorporating your own private corporation. 3. Sell Information Products The information presented during a speech or seminar could form the basis for information products such as books, courses, special reports or folios, audios, videos, DVDs, electronic books, and so forth. For example, you could write a book entitled "How To Incorporate Yourself Without a Lawyer".Including such products as handouts at your seminar would increase the...more
I'm sure most people have dealt at least once with unsatisfactory service. Quality complaints, products not up to standards or not what you would've expected. And, in the good American fashion, what did you do? You disputed the charges with the credit card company/bank, being almost sure that you won't be charged anything right? Well, it might...more
Wanna know the best advice ever you can get about money?Here it is...Let's say that you are getting regular monthly salary from work and you are happy with it. Now, at the end of the month (and most of the time, two days after you get your paychecks), you wonder where all your money is gone.You begin reasoning.30% of it goes to house mortgage.20%...more
The current environment is for traders only.We are starting to see indications things might be picking up. Sometimes, the "short term" bounce turns into the "long term" move. Sometimes it doesn't. So stay tuned. And check the hotline for updates, as it's updated every few days. It's a toll free call and available 24-7.Remember that the market is currently on defense, so the name of the game right now is... Principal Preservation!What's on my list of "things to do" right now is to have a shopping list ready to go. When we go back on offense, it's no time for dawdling. I'm finalizing this shopping list right now.In a retirement account, like a 401k, a deferred comp plan or 403b account, the current order is safety-safety-safety. That will change as soon as the light changes to green.Outside of a retirement account, there is an easy way to "dip a toe in the pool," which is about all we SHOULD do now. Buying the deep in-the-money calls is a way to get the big toe wet. What's a deep in-the-money call? As an example XYZ stock is trading at $63. A deep in-the-money call would be calls with a strike price of $50, or say $55. The $55 calls should be priced around $8, plus a...more
Back in my retail days, we called it "the upsell". In direct sales and internet marketing, it falls under the heading of "follow-up", although in many guises it can be very similar to the retail "upsell". It's really an effective technique for...more
Have you been dreaming of getting out of the rat race and starting your own small business? If so, your dream has become a reality for thousands of people across the U.S.New small business owners often have similar questions such as Will I be...more
Homeowner loans are a type of loan that offers the lender increased security. The lender gives the homeowner money and receives property as collateral. It is called a homeowner loan because it is often used by homeowners and the property offered as...more
It's not just commercials on television and radio that need actors to read information off-camera. There are a myriad of ways to use voice to educate, inform, guide, entertain, and, of course, sell. Places where you can use voice over talent include...more
Are you satisfied with your salary? You would be an exception, if you answered this question with yes. A survey among bank employees has shown that they are not satisfied with their salaries. They find that they should earn more money for their work....more
Conducting a job search is a daunting task, even for seasoned professionals. There are many pieces to the puzzle, and each piece plays its own important role in the process. Knowing the pieces of the process is a crucial element for your...more