A Prepaid Card May Be Just The Thing For Kids
A Prepaid Card May Be Just The Thing For Kids
The reason for this, given the state of the economy, does not need explanation. However, you may be wondering how to give them the autonomy that they crave while simultaneously teaching them good spending habits and keeping an eye on what they spend money on. One solution is to get them a prepaid card.
One thing to think about is that by doing this, you will give them the freedom that they want but you also still maintain some control over their finances and will be able to show them good choices and bad ones when it comes to purchasing things. Of course, they'll probably want to go and spend every cent on the prepaid card the moment you give it to them. One option of course is to just let them know that while you can do this, they will be responsible for making the money to put back on the card.
But what if your child is a little bit younger? In that case, you can certainly get them a prepaid card that would be under your name. As such, you have ultimate control over what money goes on the card and when. You can still give them the ability to make the money to put on the card by simply paying them for various chores around the house or the backyard.
This will help instill in them discipline to work for what they want rather than constantly running to you when the card is empty. In short, a prepaid card can certainly be one of the best ways to teach your child or children about responsible money management and as such is certainly something you may want to consider.
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