If you are a tradesman working in either a traditional or more unusual trade (such as steel fixing, perhaps wall papering or wardrobe installations), youll need comprehensive public liability insurance for tradesmen. You will need to find an industry leader in providing cheap public liability insurance and business insurance specifically for tradies. From just $39.77 per month (paid monthly for your convenience), its around the cost of a carton...more
Both the sub categories differ from each other by their engine type. The fuel driven lawn mowers have internal combustion engines that are driven by the conventional diesel fuel. These engines are small in size and are attached to a fan that rotates at high speeds to cut the grass that the mower is moving on. The only drawback of these engines is their loud noise and smoke emission, even though in small quantity but certainly yes. The...more
How to find cheap liability insurance in Texas is of interest to many people. This is particularly the case for small business owners. It is an exciting venture to start up a new company, but losses can be devastating if the firm does not have adequate liability insurance. With this said, it helps for companies to have tips on hand when in the market for a liability policy. These are discussed in detail below.To begin, small business owners need to speak with insurance agents and allow the salespeople to explore which aspects of their firms would be most susceptible to losses. They then should look into buying insurance protections for them and their families. The policies would primarily cover legal and medical expenses in a number of instances. To provide an example of this, a client may visit the small business to review a blueprint. He or she can possibly slip and fall in the driveway of the company, an unfortunate situation that would be covered through such an insurance policy.It should be noted that small firm operators should look into policies that provide coverage for legal costs, medical fees, property damage, and twenty four hour protection. Furthermore, they need to...more
Liability insurance protects the insured from lawsuits and damage claims. The insured party purchases this type of insurance in the event that he or she is sued in court. Originally companies and individuals formed mutual insurance alliances that would be in place to pay claims should any of the members of the alliance suffer losses. In our modern insurance system, this form of insurance is issued...more
Whether you are hosting a birthday party, a housewarming or a new years eve party, chances are that some if not all of your guests will have a bit more to drink than they should. If these guests are involved in an accident or damage other peoples' property, will you be liable? The answer is maybe! Depending on where you live, you may be responsible for your guests' behavior if it is as a...more
Motorcycle insurance in Canada is not the same as it is in the rest of America. Canadian insurance law mentions that after you have obtained the policy cover on purchasing insurance in Canada, you must also obtain the Canadian Inter-Province Motor Vehicle Liability Insurance Card which is also known as the Pink Card. This is proof enough of the fact that you have complied with the Canadian laws of motorcycle insurance in that country and you are now a valid motorcycle owner or driver. You can drive your vehicle through Canada and the United States but this would not be a valid document if you are planning to drive further down across the border to Mexico. Effective June 1, 2009, it is now mandatory that Canadian citizens have a valid passport if they are seeking entry into the US whether by sea, air or land. So apart from the Pink Card you would now need to have a valid passport if you are planning a trans-border ride through Canada and the United States.Canadians wishing to enter the US may want additional coverage on their Canadian insurance to cover for any accident which might result in an injury to others and providing for the liability relief. Insurance companies dealing with...more
A Power Distribution Unit (PDU) is a highly reliable, multiple-outlet power strip often used in conjunction with an uninterruptible power supply (UPS). In a networking environment, where devices need to be continuously powered, many in use today are fitted with dual power inputs to reduce the risk...more
We are well aware of the fact that risks are part of our lives and it can be related to a third party or us. If you run a private practice, you come across several clients in your day-to-day life. If you have experience and the necessary skill required to render service, clients will approach you...more
When a company decides to buy liability insurance it is essential to consider the various factors that are required for taking a policy. A policy can be purchased depending upon the no of employees and the nature of risk involved. For instance, a company will be engaged in using heavy machineries to...more
Professionals like doctors, lawyers and accountants are bound to provide service according to high quality standards set in their respective fields. Mistakes occur in each and every profession but if the service or treatment provided causes damages of financial loss, then the client or patient will...more
If you are living in Texas, you should know that the law insists that you have insurance on your vehicles. Insurance can be a very costly affair and if you do not know where to find the best cheap liability Texas insurance you will end up paying double the amount, which you should on a monthly...more
Luckily for us there are many different types of insurance policies and we can cover ourselves for just about any eventuality. We are able to take out protection for our cars, our homes or even our hands if we are a successful concert pianist! Of course, no type of insurance can prevent mishaps...more
It's pretty much an established fact that we live in an extremely litigious society these days. It's an absolute necessity that business owners look into General Liability Insurance to help protect themselves from lawsuits. The following is a brief overview of the nature of...more
Business liability is one of the important sectors of E & O insurance and it becomes quite essential to slash one's risks with the right policy formulation. This can only be done by choosing a professional insurance company and fortunately in United States several agencies offer great liability...more