Finding Affordable Liability Insurance in TexasFirstly it is important for you to understand Texas auto insurance requirement if you are looking for cheap liability insurance in Texas. When driver is considered to be financially responsible for any injury and damage he cause in an accident it is known as tort state and Texas is termed as tort state. This legal requirement will be fulfill by purchasing Texas Auto Insurance. Minimum liability...more
What Public Liability Insurance is?Public Liability Insurance should be considered if you are running a business; particularly if it's a small business, when members of the public, purchasers or customers check your business place. If you lead a business from home and consumers occasionally visit you at that place, availing for public liability insurance could as well be a nice idea.What does Public Liability Insurance provide for?Public Liability insurance will assist you when somebody is hurt by you or your business by chance. It will also cover you if you damage third party property while on business. The cover should include any legal expenses and fees which result from any claim by a third party, this will even cover hospital expenses if any.This kind of insurance will solely cover up third party claims (i.e. not your own employees - you would need Employers Liability Insurance for your workers).You should always make sure that your insurance company knows what kind of business you run, and you should always inform them if your circumstances change, as this may affect your policy.Examples of Public Liability Insurance Claims1) You run a dry cleaning business. A client...more
The "talk "world of the corporate environment favours those who are adept at impression and perception management. In today's marketing oriented, sales driven corporate environment the rain makers - the deal makers who bring in the business - tend to rise to the top of the corporate ladder. Looking good, deflecting blame is critical to...more
Graduation from massage therapy school is over, and it is time to get things in motion and start seeing paying clients.Before you see your first patient, however, you have some essential business issues to attend to "" one being massage liability insurance to protect you and your practice. Getting a good massage liability insurance policy is very...more
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Fears that BP will escape sufficient liability when it comes to compensating victims of this monstrous tragedy are real and well founded. The passage of the SPILL Act will certainly do great things for the recovery efforts of victims and their...more
Public liability insurance is an insurance policy that protects your business from the danger of paying big amount of cash to pay back a client when he suffers any injury at your business location. It also covers the danger if your industry causes...more
Looking around the US, all but three states mandate drivers to carry liability insurance. Some states have no-fault schemes. Others add in a requirement to buy a personal injury protection policy. As the healthcare reform bill was signed into law,...more
Make sure though that once you get an insurance, that insurance company should be able and willing to give you a rider that will be able to cover you if in case you are working or need to work off premises and on a particular client's house,...more
When an employee faces an accident inside the company then the employer is responsible for the full damage the employee faced. Or in situations where the coverage includes loss of assets through burglary, robbery and dishonesty of employee, offenses...more
The title of today's article sounds a bit like an oxymoron -- after all, leverage is that thing we all strive for in business. . .how can it possibly become a liability?A few examples. . .In coachingThere's been a trend over the past year...more