In the UK, as far as business insurance is concerned. You have two options. The first option is to take a policy out in respect of the covers that you are legally required to have. The second one is to add to these covers with others that a sensible and prudent business owner may need. So, when we are talking liabilities, what is, and what is not, a legal requirement? We first need to consider exactly what we mean by "liability". Think of it as a...more
The Importance Of Renters Liability Insurance There are just so many terms that you will encounter when you have come to terms in buying renters liability insurance or insurance alone for that matter. You may get confused with all the terminologies that your insurance agents or company uses. To give you a more simple explanation of what renters liability insurance is, read on and this article will help you go through understanding what it...more
What Is Limited Liability and Why It Is Important? The best way to explain limited liability is this - you risk what you put in. In other words, limited liability is a way to make sure that a person who is engaging in business does not risk his or her personal possessions in case the business fails. Any investor, partner, or member of the company that by law has limited liability cannot be made responsible for any unfulfilled company obligations and debts that are more than the amount that the person has invested. Here is a simple comparison. Jack and Jill are friends. Jack is a handy guy and Jill is a great cook. To earn money from their talents, both start their own business. Jack earns his living by doing renovations. He bought his own equipment and simply advertises his services under his own name. Jack is a sole proprietor. Jill decided to open a bakeshop. Before going into business, however, Jill has formed a small corporation (an S-Corporation), called Jill's Cakes, Inc. Jill invested her savings into Jill's Cakes, Inc. as a starting capital and then bought her baking equipment and leased her shop on behalf of her corporation. So long as things go well for Jack and...more
Event Public Liability Insurance You need Event Public Liability Insurance to insure that you don't lose your whole budget, and have a huge set back for the event that your planning, it is necessary to have the correct event insurance. Regardless of the size of the event, there are risks that you can't predict, and a lot of things don't go...more
Cheap liability insurance quotes: The consumer's delight The auto vehicles are the backbone for the modern world economy. It is very important for the man to realize the importance of the auto vehicles. The auto vehicles enable the man to easily commute from one place to another. What was developed as a product meant for mere status...more
Cheap Texas liability insurance: Get the right deal There are countless number of people in every part of the world that rely heavily on to the auto vehicles. The auto vehicles enable the man to commute from one place to another. In fact many people claim that the auto vehicles are the primary source of communication for any and every human being. These are said to be the lifeline for the modern world economy. With the passage of time the demand and the supply for the auto vehicles has increased. Thus it is very important for the people to be prepared well in advance for the unforeseen future. In other words it is very important for the people to rely on the auto vehicle insurance policies. The auto vehicle insurance policies enable the person to take the sigh of relief. At the same time it is the auto vehicle insurance policy that has provided the man with the most desirable results. The auto vehicle insurance policy enables the person to recover from the entire amount of the policy or the actual sum of money that is required to incur the damages whichever is less. The cheap Texas liability insurance provides the consumers with the most desirable results. It is the Texas...more
General Liability Insurance, When Do I Need It General Liability Insurance covers many things as well as bodily injury and property damage. Essentially it covers you when you and your employees injure/damage someone else or their property....more
Office insurance - adding buildings Most commercial insurance policies for offices will allow you different options, or sections, of cover. You have to take out certain sections, such as public liability, money and contents. In addition...more
Ohio contractors liability insurance Ohio Contractor Insurance – Liability Coverage for Contractors 101 By: Jim Zuccaro If you are a contractor here in the Buckeye state and you don't have liability coverage, you are opening yourself up...more
It might be described as human nature to sometimes avoid those tasks that seem daunting, difficult, confusing or simply full of the unknown. What we dont understand too frequently becomes what we dont want to deal with today. One task that could...more
One refreshing fact about liability insurance Los Angeles is that it protects you against all hazards not specifically excluded within the insuring agreement. Insurance of this kind also covers the insured inclusive of a shift in premises. While it...more
Commercial General Liability Insurance (CGL) - Necessary Coverage As one of the more common types of liability insurance policies purchased in Canada the Commercial General Liability Insurance policy is an important piece of the insurance...more