Liability insurance protects you against the nasty consequences of accidents. As you assess your insurance needs, protecting yourself, your family, your home, and your car, you should show healthy respect for Murphy's Law, expecting that whatever can go wrong will go wrong. And, as it goes wrong, it usually will involve the next-door neighbour's child. Liability insurance for your carThe law requires that you carry liability policy on your car....more
It's a phenomenon of recent times that the financial services sector has mushroomed into the dominant position it is in today. With so many relatively young service providers competing for your business, how do you select one that you can trust to stay the course and offer a solid weight of knowledge and expertise? It's not something that you want to gamble with, particularly if your company is operating on a tight budget for back office...more
A business needs to purchase general liability insurance to protect from products, advertising injury, and property damage claims. Regardless of whether you are a small or large business, you need to purchase adequate coverage to make sure that your business does not suffer financial harm, thanks to any such lawsuit.General liability insurance is an assurance against risk, providing a business protection from injury and advertising claims. Damage to business property is covered as well unless you not purchased the coverage. The insurance pays for the costs of defending or settlement of claims.Four basic claim categories covered by general liability insurance are bodily injury, property damage, personal injury and advertising injury. Bodily Injury It would cover medical expenses and other damages if a customer or other party suffers injury caused directly or indirectly by your business.Property Damage It provides the coverage you need if your business causes damage to a persons property.Personal Injury It compensates for claims that do not fall under bodily injury like lost wages, libel, mental anguish, etc.Advertising Injury The claim involves slander, libel or copyright...more
constructaquote.com U/tar-e houssty is our bust policy The information provided within this eBook is for general informational purposes only. While we try to keep the information up-to-date and correct, there are no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability or availability with...more
With the growing demand of consumer rights protection the need of a capable and efficient product liability attorney is also growing by leaps and bound. However, there are many people who dont know much about product liability and product liability attorneys and hence lose much of the compensations that they were entitled for. With this article our...more
If you are a tradesman working in either a traditional or more unusual trade (such as steel fixing, perhaps wall papering or wardrobe installations), you'll need comprehensive public liability insurance for tradesmen. You will need to find an industry leader in providing cheap public liability insurance and business insurance specifically for tradies. From just $39.77 per month (paid monthly for your convenience), it's around the cost of a carton of beer, and an investment that's worth $5 million dollars in peace of mind against public liability claims. While tradesmen's public liability insurance cover for $5 million is common, today more and more tradesmen are opting for $10 million public liability cover.The importance of maintaining adequate Tradesman public liability insurance cannot be underestimated. Imagine the consequences if someone was injured through an incident or accident caused by you or one of your team. Without tradesmen's public liability insurance they could sue you for thousands or millions of dollars. You could lose your business or your home.Your insurance representatives will be only too happy to assist you with public liability insurance quote/quotes. ...more
Since its inception about fifty years ago, D&O insurance has evolved into a family of products responding differently to the needs of publicly traded companies, privately held businesses and not-for-profit entities and their respective board members,...more
Every business always stands at the point of risk and thus to purchase insurance for their business has large significance. The company, whether large or operating in small level, always carries huge risk with it. The commercial general liability...more
How to secure business with product liability insurance When launching a new business, owners should ensure that it is secured and protected. In order to maintain that the business stays on the safe side, business owners would require opting...more
LLC's provide most of the benefits available through limited partnerships but, in addition, also provide limited liability protection to ALL of the LLC members. Certain advantages of an LLC over other entities include:1. The LLC permits the...more
Many business owners don't take the time to understand public liability insurance, and could face paying exorbitant fees for damages if their policy proves to be insufficient for their needs. Public liability insurance is the most...more
Looking around the US, all but three states mandate drivers to carry liability insurance. Some states have no-fault schemes. Others add in a requirement to buy a personal injury protection policy. As the healthcare reform bill was signed into law,...more