Safeguard business from external factors with commercial liability insurance Commercial liability insurance can be of various types which provide coverage for risks and the activities that business owners might face. Such insurance is just a way of transferring all the risks on the insurance company for providing coverage to employees against certain fixed amount paid as premiums. This type of liability insurance is also termed as business...more
Graduation from massage therapy school is over, and it is time to get things in motion and start seeing paying clients.Before you see your first patient, however, you have some essential business issues to attend to "" one being massage liability insurance to protect you and your practice. Getting a good massage liability insurance policy is very important.You can, of course, forgo any massage liability insurance and assume the entire risk. You...more
It's a phenomenon of recent times that the financial services sector has mushroomed into the dominant position it is in today. With so many relatively young service providers competing for your business, how do you select one that you can trust to stay the course and offer a solid weight of knowledge and expertise? It's not something that you want to gamble with, particularly if your company is operating on a tight budget for back office functions, including HR payroll.There are several ways to check out payroll companies, starting with Alexa, the web information company's records. Alexa provides details including the number of years a site has been online and how popular the site is; the number of sites linking to it - which is a measure of its reputation; web traffic statistics are available as well as reviews. You can check the Financial Services Authority website and carry out a search of registered companies under various categories of service, which will give details of any negative history with the FSA.You can do some research with businesses that currently employ payroll companies and request references, and you can do some general searches online, using a company name and...more
Business has always its downtime during its course. Though it might have a good start, it might not always have a good proceeding. Some downfalls may be benign and some may be very malign. It all depends on the nature of the business. It is for this reason that everyone should have commercial liability insurance for his or her business. Let the...more
A worksite is by its very nature often a dangerous place. Despite the best precautions and regulations set in place by individual businesses and governmental bodies, an unfinished construction project is still inherently problematic when it comes to workers safety. It is for exactly this reason that most states require contractors liability...more
We are well aware of the fact that risks are part of our lives and it can be related to a third party or us. If you run a private practice, you come across several clients in your day-to-day life. If you have experience and the necessary skill required to render service, clients will approach you but what if you fail to perform your duty properly due to negligence or fraud? The next client walking into your office will file a lawsuit against you and you will have to face a major financial crisis in case you are not covered under liability insurance. It is of utmost importance for professionals to discharge their duties as per the standards. When experienced and skilled professional cause damage or injuries due to negligence or misrepresentation etc, their reputation will get affected and they can even lose their jobs. There are different insurance policies that are designed to protect our lives, vehicles, property, health and profession. Nothing comes cheap and all the best services that are rendered to us are of great value and at the same time a bit expensive. We choose whichever policy is needed and best suits our budget and other criteria. In certain countries, it's mandatory...more
In other words the d & o insurance is directors and officers liability insurance. This insurance is important to the officers and directors. It is the duty of this insurance to offer protection to directors at a particular corporation if there arise...more
General liability insurance company's do not all perform at the same levels. Some are very diligent and will help you to get coverage that protects you to the maximum possible extent. Others will sell you cookie-cutter policies that are put together...more
When we talk about commercial insurance, there are two main types of cover, for liabilities and property. Certain types of business may choose to obtain cover for commercial liability insurance. There are various reasons for this, for example a...more
Umbrella Liability Insurance By: beamalife About the Author Written byWhole life Quote | Term Life Quote : BeamaLife (ArticlesBase SC #3478684) Article Source: http://www.articlesbase.com/ - Umbrella Liability...more
Business corporations face several types of liabilities. Settling these liabilities can engross a huge expense of cash which they can ill afford. Commercial business liability insurance addresses exactly this concern and helps firms to find a way to...more
Liability insurance is the cover that protects in the cases when some third party person or property gets damaged on the business premises. It provides insurance cover under several situations. Employers liability insurance is one of the most...more