Further details on applying for massage therapy insurance contact The Alternative Therapy Association at www.AlternativeBalance.netObtaining Massage Liability Insurance FAST EASY & AFFORTABLE! By: Kim Henderson About the Author Kim Henderson is energy and bodywork for over 15 years and the founder of Alternative Balance llc which hosts the Alternative Therapy Association (ArticlesBase SC #3034881) ...more
Liability cover is a type of insurance policy. A liability is anything you are responsible for. Insurance is a promise to compensate a person for potential future losses. The person pays a fixed amount of money for this promise periodically. The company giving the promise is called an insurer. The individual paying for this promise is called the insured person.Insurance is of many types. While some are optional others are statutory. An individual...more
Statistics have shown that as unemployment spirals, some 2.1 million businesses are now operating at home; with this number rising substantially as time goes on. Three in five companies established on a weekly basis will not be operated from an office, equating to over 1,400 start-ups a week that are using this effective way to reduce overheads.Some home insurance policies that offer comprehensive cover include a clause that enables you to benefit from the ability to ‘telework' at home. There are some catches to this, particularly for those who have extra resources and equipment stored on their property. Because having valuable equipment could place you at an increased risk of being burgled, and because of how you are still liable for your business' output, complacency and reliance on existing policies is a mistake you don't want to make.There have been some changes to the way that policies are being offered to home businesses, reflecting the demand that's seen in the current market. You want all eventualities to be covered, and arranging public liability insurance will ensure that even a casual visit to your place of work by a client won't result in a costly claim if something...more
A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and safety would be beneficial. A further 28 per cent believe that health and safety regulations are excessive and many feel that health and safety insurance is a burden...more
Getting cheap liability insurance in Texas is a matter of using the resources available to you. With the right information it is possible to find a good deal and save money in the process.Liability insurance covers an accident where you are liable. It covers medical, insurance, funeral, punitive damages decided by a court and additional...more
Are you looking for liability insurance TX cheapest? Liability coverage is required by most areas. Before you shop, you should be aware of the minimum requirements. Make sure you know what they are and what the coverage means. This will aid you in your quest for low cost coverage. Here are some tips to consider.The liability minimum requirements for Texas is 30/60/30. Many people do not understand what the three numbers refer to. Here is the breakdown of these numbers.The first number stands for $30,000. This is the largest amount that you policy will pay for medical care. This medical care refers to one person in an accident. For example, suppose one person is injured in an accident. Their medical bills could be $35,000. You might be liable for $5,000. If the bills are $50,000 you could be liable for $20,000. This depends on the situation.The second number stands for $60,000. Suppose there is an accident. You are determined to be at fault. Perhaps someone driving your car is at fault. Three people might be injured. The total amount of medical bill benefits they receive is $60,000. This is the total for all three injured people.The third number means $30,000. This is the most that...more
 Premises Liability and the Expert Witness By: Daryl Greenberg, CPM About the Author The author is a Property Management Expert with over 30 years in managing investment real estate for individuals, partnerships, and...more
General liability insurance is a must-have for any business. Depending upon the state where your business is located, the amounts of coverage you need may vary. There are currently very popular products on the market called business insurance. These...more
Arizona general liability insurance has to be specific to the business that carries it. There are generic policies out there that claim to be adequate to protect a business against liability claims. Unfortunately, not all of these policies deliver in...more
Essentially, a director and officer insurance offer financial protection for the officers and directors of a specific company. This specific liability protection is available back during the 1930s. It is used in any instance a company is brought to...more
Fears that BP will escape sufficient liability when it comes to compensating victims of this monstrous tragedy are real and well founded. The passage of the SPILL Act will certainly do great things for the recovery efforts of victims and their...more
Once companies grow to any size at all, corporate liability is going to become a concern. The more you grow, the more legal concerns come to factor in to almost every business decision that is made. Making a constant effort to avoid any kind of...more