Commercial general liability insurance is the type of business insurance that helps business owners to safeguard their business from the damages caused as result from an accident on their employees while working at the business premises. This is often overlooked, though it is vital aspect of general insurance coverage for the business. Whether individuals are running small or large business, they need to have general liability insurance policy...more
Commercial liability insurance can be of various types which provide coverage for risks and the activities that business owners might face. Such insurance is just a way of transferring all the risks on the insurance company for providing coverage to employees against certain fixed amount paid as premiums. This type of liability insurance is also termed as business insurance.There are different types of commercial insurance with various options...more
When launching a new business, owners should ensure that it is secured and protected. In order to maintain that the business stays on the safe side, business owners would require opting commercial insurance by foreseeing the future risks. Every year several companies shout down due to improper evaluation of risks and not having adequate insurance coverage. Many business owners falter to invest on the right insurance policies and some of them may even feel that they are of no use and just waste of finance. Many businesses can be struck by unforeseen risks that may result due to natural calamities, lawsuits, accidents, employee injuries, business interruptions and several other factors.Commercial insurance helps business owners to protect the assets of their business. Such insurance will protect the business from financial losses. This type of insurance is suitable for all commercial establishments that include contract workers, building contractors, property owners and other professionals.There are several types of commercial insurance policies that are offered by insurance companies. It is crucial to know what will be the most suitable commercial insurance for any given business....more
Negligence in Premises Liability Copyright (c) 2010 Benjamin GlassMost people believe that premises liability only involves when you slip and fall on someone else's property. That's how this sort of personal injury claim became known as a "slip and fall" claim. In reality, a premises liability claim can involve any sort of accident...more
Every entrepreneur must be aware of every angle in their business. Not just the operations, finance and marketing side but also the legal matters involved. Whether you have a small business, medium-sized or a large company, it is imperative to have business liability insurance. What is business liability insurance? It is a type of insurance that...more
Smart Business Liability Insurance Smart Colorado business liability insurance policies are designed for the business that buys them. These policies are not cookie-cutter affairs that offer the illusion of coverage but that fall short when something unexpected happens. There are policies on the market that are designed to be marketed to businesses large and small and to businesses of all types. For business owners who don't look at the insurance coverage closely enough, these policies may result in some nasty surprises. In fact, these policies, in the end, may turn out to not offer coverage that's even remotely suitable for the business that buys them.Colorado business liability insurance based on cookie-cutter plans may result in some businesses having almost no coverage in areas where they are at significant risk. A ski instruction school, for instance, needs much different coverage than a ski equipment dealer located in one of the resort towns. It takes a professional to assess and to adequately address the issues that go along with customizing business insurance. There is more research involved than you may think and this research is what agents specialize...more
Understand the Exclusions of Your General Liability Insurance Policy – Don't Be Left Uncovered There's a lot of peace of mind that comes from knowing your small business is insured. But it is important to understand your...more
Find Optimum Reliability With Hostgator If you are looking for a good webhost, you would need to consider a number of factors before you make a decision. This will help ensure that you will be making the right choice and get the best value for...more
What is Premises Liability According to the law, people who own or rent property are accountable for accidents and some types of injuries that happen to any other person who is on that property. This is known as premises liability law. A...more
Asset and Liability - Uncovered For years, I've been spending my money and time acquiring things which I believe an asset. I guess most of the populations are also doing the same, busy acquiring things which they think as an asset and...more
If you have just opened a business in Texas, be sure that you also own liability insurance. If there is too much pressure on your part in purchasing one because of the expenses in opening the business, find some cheap liability insurance in Texas....more
In the UK, as far as business insurance is concerned. You have two options. The first option is to take a policy out in respect of the covers that you are legally required to have. The second one is to add to these covers with others that a sensible...more