Liability Insurance For Intoxicated Guests Whether you are hosting a birthday party, a housewarming or a new years eve party, chances are that some if not all of your guests will have a bit more to drink than they should. If these guests are involved in an accident or damage other peoples' property, will you be liable? The answer is… maybe! Depending on where you live, you may be responsible for your guests' behavior if it is...more
Employers' Liability Insurance: Getting it Right A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and safety would be beneficial. A further 28 per cent believe that health and safety regulations are excessive and many feel that health and safety insurance is a burden to them.Small business owners would be...more
Is Demand for Employers' Liability Insurance Changing? Statistics have shown that as unemployment spirals, some 2.1 million businesses are now operating at home; with this number rising substantially as time goes on. Three in five companies established on a weekly basis will not be operated from an office, equating to over 1,400 start-ups a week that are using this effective way to reduce overheads.Some home insurance policies that offer comprehensive cover include a clause that enables you to benefit from the ability to ‘telework' at home. There are some catches to this, particularly for those who have extra resources and equipment stored on their property. Because having valuable equipment could place you at an increased risk of being burgled, and because of how you are still liable for your business' output, complacency and reliance on existing policies is a mistake you don't want to make.There have been some changes to the way that policies are being offered to home businesses, reflecting the demand that's seen in the current market. You want all eventualities to be covered, and arranging public liability insurance will ensure that even a...more
Public liability insurance in China Fire, "mandatory" to implement a far - fire liability insurance, fire safety - Fire Industry Reply: July 2009 from Shenzhen will be in the club, amusement hall, bars, tea houses, bars, sauna, spa room, bowling alley, billiard room, fitness club, recreation clubs, etc.) on a trial basis...more
California product liability laws are based on the fundamental premise that all businesses have a duty to guard consumers from possible risks, even if the harm is mainly brought on by consumer negligence as well as deliberate misuse. Legal courts and California product liability defense uphold the fact that the manufacturers usually possess more...more
Whether you have moved or are looking to find another auto insurance company, it i s possible to find cheap liability insurance in Texas. Finding cheap insurance involves knowing the states minimum requirements as well as the comparison of many auto insurance companies so that you ensure that you are getting the best rate possible, along with making sure it meets your needs. Below you will find some tips to help you with your search.When you are looking to find cheap liability insurance in Texas, it is important to know the state minimums. In the state of Texas, a person must carry insurance in the ratio of 25/50/25.You must purchase this amount of coverage in order to comply with Texas Law, which corresponds to anyone who drives as having financial responsibility for the accidents that they create. Usually, most abide to the state law by purchasing liability auto insurance for their car. This kind of coverage usually provides enough coverage for the repairs or replacement of another person's car. Additionally, it pays for the needed medical expenses. However, liability insurance does not cover the expenses incurred on the policy holders car.Furthermore, the maximum amount of...more
Certain Facts Related to Public Liability Insurance Policy Many accidents keep on occurring in every company's premises. These may cause many harm or loss to the workers or third party person. These harms may include loss of property or...more
If you are a small business owner who rents a space, you may not have thought about possible loss if your office burns or vandals destroy your property, amongst other hazards. Most beginning businesses neglect to purchase office contents insurance...more
Amazing Facts Regarding Public Liability Insurance Public liability insurance is one of the types of insurance which is quite mandatory. It is particularly for the ones who are at higher risk to be charged for carelessness by the third...more
Insurance Public Liability Policy is Must for Every Business The insurance public liability policy is getting popular with the number of increasing lawsuits that are being filed year by year. When one is having any business or shop and the...more
Employers Liability Insurance | Employers Liability Insurance Policy Business Insurance: Business insurance, to explain it in simple terms, is about paying a premium you can afford to cover possible costs you may not be able to afford. When...more
Making General Liability Insurance Cost Less Every business in the state has to take into account Arizona general liability insurance cost among their expenses. Unfortunately, there are some programs out there that claim to offer the sort of...more