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A business needs to purchase general liability insurance to protect from products, advertising injury, and property damage claims. Regardless of whether you are a small or large business, you need to purchase adequate coverage to make sure that your business does not suffer financial harm, thanks to any such lawsuit.General liability insurance is an assurance against risk, providing a business protection from injury and advertising claims. Damage to business property is covered as well unless you not purchased the coverage. The insurance pays for the costs of defending or settlement of claims.Four basic claim categories covered by general liability insurance are bodily injury, property damage, personal injury and advertising injury. Bodily Injury It would cover medical expenses and other damages if a customer or other party suffers injury caused directly or indirectly by your business.Property Damage It provides the coverage you need if your business causes damage to a persons property.Personal Injury It compensates for claims that do not fall under bodily injury like lost wages, libel, mental anguish, etc.Advertising Injury The claim involves slander, libel or copyright...more
The Formax FD8702CC is a powerful shredder with enhanced capabilities, destroying paper at a Level 3 Security, as well as many forms of digital media such as compact discs. Here is a closer look at some of the strengths and weaknesses of the...more
Event Public Liability Insurance You need Event Public Liability Insurance to insure that you don't lose your whole budget, and have a huge set back for the event that your planning, it is necessary to have the correct event insurance....more
There's a fine line to tread on putting together the perfect office look, and it's even more difficult in the warmer seasons! A smart suit and tights can be far too stuffy and constrictive in warmer weather - but you can't don your shorts and vest...more
Liability insurance protects you against the nasty consequences of accidents. As you assess your insurance needs, protecting yourself, your family, your home, and your car, you should show healthy respect for Murphy's Law, expecting that whatever can...more
LLC's provide most of the benefits available through limited partnerships but, in addition, also provide limited liability protection to ALL of the LLC members. Certain advantages of an LLC over other entities include:1. The LLC permits the...more