Having trouble paying your bills? Getting phone calls and threatening notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often, it can be overcome. Your financial...more
Tackling CSR - Corporate Social ResponsibilityOne of the most challenging things a company can face is how to decide what form their CSR strategy might take.Do we take a holistic approach and look at all of the potential pillars in terms of our social, ethical and environmental impact? Do we bite one off and square up our carbon impact? Do we get caught in the constant argument over how we should measure all of the above or do we just bite the...more
Have you noticed that your credit card interest rate has increased this month? Could it be because of your low credit score? What can you do to start fixing your credit? Here are guaranteed ways to improve credit score:Read your credit card mails regularly. Do you check your monthly credit card statements? Or are you in the habit of setting them aside without even reading what's inside or opening the envelope? If yes, your credit card issuer may have already increased your rates without your knowledge. If you read your terms & conditions, it clearly states that credit card companies have the RIGHT to changes its current rates and fees as long as the cardholder is notified 15 days in advance.Request for a lower rate. If you think your present interest rate is unreasonably high, don't be afraid to discuss your concerns with your credit card company. Speak with the manager and explain your issues. If you've been a long time cardholder, point out this fact and remind your credit card company how you've been a good payer. It would also help if you know the interest rates that other credit card companies offer. If you threaten to close your account, most credit card companies would be...more
Imagine this situation. You are competing against two other firms for the same piece of business. One firm is the 900-pound guerilla in your market and the other is a competitor of about the same size. You have the best technology, the big company has the most market share and brand recognition and the third competitor has the lowest price. Who...more
With the signing of the economic stimulus bill, there has been a rush to identify "shovel ready" jobs. But, behind the scenes, business and government leaders are grappling with the problems of being "people ready" for the millions of green jobs that will be created through the investment in renewable energy and energy efficiency.Meanwhile, job...more
2. System DesignThis -'Public Policy Making Group Support System", from a system and pragmatic perspective, is a modular design concept, integration the design process and illustrating of each hierarchy module.(1) Modular ConceptThis so-called module design is a top-down design method, whereby the system's functions are categorized. Initially, the system is divided into several major categories, then, these major categories are further divided into smaller modular functions, meticulously dividing into ever-finer utilities until every module has been broken down into its most simple and pure form. After completing this division process, all segments are linked together according to a hierarchy functional relationship forming a hierarchy diagram. The modular design concept of this "Public "Policy Making Group Support System" can be seen in diagram 7.(2) Group Inference Engine DesignThe inference engine comprises of numerous operating rules and principles, capable of inferring a rational conclusion from knowing how to make use of the knowledge base and from the data and knowledge extracted from the knowledge base The inference engine is a rules translator, it helps allocate the...more
1.Research Motives and ObjectivesIn the wake of a changing, international community, public policy has become a major topic of discussion for governments when considering present and future undertakings. The ever increasing complexity of public...more
Are You a Candidate for Credit Repair?It is true that millions of people have benefited from credit repair. But there are many misconceptions about the subject that have led others to jump into credit repair programs before they were ready. If you...more
A Measure of Credit Repair ProgressIf you are planning to start a credit repair effort you might want to establish a benchmark for your progress; some objective means of marking the results of your efforts. Your credit scores are the logical way to...more
Yogi Berra once said, "the future ain't what it used to be."While I'll be the first to admit that quoting Yogi for wisdom's sake may lack credibility, this particular quote is quite relevant and meaningful today, especially for hiring managers,...more
Offshore software outsourcing is the most profitable route for the success of many businesses, especially those of Western countries. Unfortunately, the collapse of several banks and some other companies in several sectors, financial feasibility in...more
There must be some reason that the rich keep getting richer. Think about it-generations upon generations have managed to pass their wealth on to their progeny. The Rockefeller and Kennedy families have done it. The Gates and Buffet and Trump families...more