Are you undecided about using the services of a mortgage broker or sceptical as to what a mortgage broker can do for you? The purpose of this article is to clarify the many advantages and benefits you will receive when using the services provided by mortgage brokers in Canada. I am optimistic that after reading this article Canadians will have a much better understanding about the services provided by a mortgage broker, and will consider using a...more
You have just realized that you need to start living within a budget. You sit down and begin to prepare to setup a budget but have not quite figured out how to completely track your spending. Since getting an accurate budget is critical to solving your debt issues and possibly your credit problems, learning how to track your spending is the first logical step in the process.If you know exactly where every dime is going, and then working on your...more
Are you in financial trouble? Are you facing a job loss, reduced work hours, retirement, illness, or a divorce? Before things get out of hand, you must takes steps now to prevent a foreclosure on your home. The sooner you act, the better your chances of saving your home. Here are some tips to help you safeguard your home and avoid foreclosure.Contact your lenderMany homeowners make the mistakes of keeping their financial troubles to themselves by refusing to call their mortgage company. They feel embarrassed about their financial problems and worry that discussing them with their lender will speed up the potential foreclosure. The truth is, lenders want to help homeowners keep their home. Foreclosures are expensive for the lenders and they would much rather help the borrowers rather than rush into these proceedings.Your mortgage company can help you come up with a plan to make sure you keep your home. However, these are easier to implement if you are only one or two payment behind on your loan. The longer you wait, the less options will be available to you and your lender. Don't make the mistake to think that you can fix your financial problems quickly and on your own. Call your...more
There have recently been significant changes made to business finance funding options throughout the United States and elsewhere. These are serious and real changes that cannot be ignored by business owners as they develop their working capital plans for future financing and refinancing. We expect even the temporary small business loan and...more
Online shopping has come a very long way from the earliest days of ecommerce. There was a time (and there may yet be a few die hards who operate this way) when an online buyer would need to physically mail a check to the individual selling the item in order to buy from this e-merchant. The check would need to clear the bank before the item could be...more
The title above may have you thinking this article is all about impulse buying. While I can understand the confusion I am actually focusing on a different kind of 'feel good'.Some may call it corporate giving or corporate responsibility. However, there are plenty of businesses that feel the term corporate seems a term too large for their small business. For these smaller businesses I'd like to offer an idea that may allow you to give back and make your customer base feel good.One of the big issues during an economic downturn or recession is employment. You might live in a community hard hit by unemployment. One of the most common issues affecting the unemployed is housing and food for affected families. With many foreclosures noted in this recession there are many individuals frequenting rescue shelters and food pantries for help.You can adopt a local, regional or national organization that is really working to meet the needs of those hardest hit by the economy. There are two ways you can invite site visitors to join you.Giving Based on SalesYou can tie a financial gift to an organization based on a percentage of the total sale. You can indicate an even greater willingness to give...more
There a several proven ways to indulge in buying estate investment real estate and put yourself on the road to real estate wealth. Investors often "flip" properties by buying a property, renovating it soon after and then selling it for a profit. This...more
4/16/09: Redding, CA. Gas station financing during the last year has had its frustrating moments that have been caused in part, by the failures of the banking industry. It seems that greed has shown that it does have the last say to those who want to...more
Everybody's moaning and wailing about the crisis, and it's true, and somebody should pay for itÂ… Not those people who are paying and are going to pay of course. But let's leave the politics and talk about online opportunitiesÂ…History teaches that...more
Having trouble paying your bills? Getting phone calls and threatening notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial...more
Tackling CSR - Corporate Social ResponsibilityOne of the most challenging things a company can face is how to decide what form their CSR strategy might take.Do we take a holistic approach and look at all of the potential pillars in terms of our...more
Have you noticed that your credit card interest rate has increased this month? Could it be because of your low credit score? What can you do to start fixing your credit? Here are guaranteed ways to improve credit score:Read your credit card mails...more