Debt settlement or otherwise called debt negotiation is an attempt to reduce existing debt where the creditor agrees to accept a subsidized payment that would be regarded as the full payment. Debt negotiation is a great way to pay back any kind of credit card debt, although not many of us are aware of this simple fact. This way you can contact the creditor and negotiate credit card debt settlement to an affordable amount with the help of a...more
You've already made the decision to begin your career in forex day trading, but how do you go about choosing which forex day trading system to use? The good news is that choosing a strategy is the most difficult decision you have to make; the bad news is that only you can make this decision. Because you will always open and close your trades within the same 24-hour period, you must choose a forex day trading system that relies on short-term...more
In light of the U.S.'s current economic state, many people are finding it difficult to make ends meet. Coupled with wide-spread job losses, the housing market has also seen a dramatic decline. Families are struggling to pay mortgages, and are sometimes faced with the prospect of their lender foreclosing on their home. Although this is happening all across the country, Tampa, Florida real estate has seen a near epidemic of just this scenario. WHAT IS A SHORT SALE?Selling the property may be the only way for some homeowners to avoid foreclosure. And if the homeowner owes more on the property than it is worth on the real estate market then the only possible way to sell it is through a "short sale". A short sale, simply put, is where a home is sold for less than is still owed on the mortgage. This is done with the approval of that lending institution or multiple institutions. Today's real estate owners are taking advantage of this process more and more as the market prices spiral downward. Anyone considering this option is advised to consult their accountant, attorney and real estate professional to learn more about the process and how it may help in their particular situation. SHORT...more
In the current economic climate it is important that you pay attention to your credit standing, especially if you believe you have a poor credit rating. So, are you on a credit blacklist?The straight answer is no, you're not. In fact there is no such thing as a credit blacklist. This is popular myth.Credit reference agencies by law may only display...more
Do you cringe every time the phone rings or constantly have to look at the caller id before answering? Do you dread picking up and opening your mail? If these are two things that have become less then a pleasant experience in your life, it is more then likely due to excessive calls from delinquent bill collectors. However, ignoring the persistent...more
At some point in our lives most of us have heard the old saying, "The customer is always right". This means that even when they're wrong they're right. This is the number one most important rule in giving good customer service. Implementing this rule is absolutely necessary for a business to be 100% successful.People have communicated with each other since the world began. It's part of our everyday lives. Think about all the people that you communicate with throughout your day. You would probably be amazed at the number. How many of these people were in a, what you could call, "Customer Service" position?No matter what time a person starts work the chances are good that they are going to stop at a gas station, coffee shop, a fast food restaurant, or maybe even a party store to grab a cup of coffee. When you go inside or drive up to the window, the employee that is taking your order is required to give you good customer service. An employee that has been properly trained will have their focus on you, the customer, not having a food fight with their co-workers or talking on their cell phone. (The order being correct is a thumb's up from me.)The majority of the places that you shop...more
Credit cards are almost a necessity today, but they need to be used with accountability. Having a good credit score will help you with a good interest rate on your mortgage, get a car loan and make other important purchases in you life. A low or...more
Bill the HandymanMy friend Bill is a handyman, in a big city. His work involves advertising of his business, receiving responses and dealing with them, booking visits to prospective future jobs and quoting, sometimes re-quoting as someone has...more
Small business owners across the country, have been affected by the challenges of this economy more than any other type of business. They are the group that has the least resources and leverage to counter what is taking place in their businesses....more
As a result of the rapid growth of the popularity of the internet, and the growth in access to various information systems online, there is a completely new breed of investing that is beginning to take shape, creating virtual investors who...more
With each passing day, families across America and indeed most of the world are watching their bills pile up and their savings and investments disappear. The 'funny' thing is the rich are still getting richer, while the rest of us struggle just to...more
There's no doubt about it: LinkedIn is one of the greatest job search tools available today. Not only can you "advertise" your availability and display career endorsements, but being viewable on LinkedIn is a boon to executive recruiters that may...more