Income protection is great for individuals at any stage of life, whether you are male, female, have a family or are single. It insures your greatest asset - your income.If you have debts such as a mortgage, personal loans, bills, or rely on yourself to provide a wages to survive, then income protection may very well be the answer for you.In Australia, income cover provides up to 75% of your salary should you become ill or injured.Income...more
Here it is actually some time later, and the controversy is still ongoing when it comes to PPI. Consumers continue to be mis sold payment protection insurance, not to mention right now there remain 1000's per week, whom are trying to reclaim their PPI payments. Many buyers want to employ an expert in that special industry because they understand all the important matters you require to do. Nevertheless, if you would like attempt this all on...more
Insurance is an amendment which gives protection against an undesirable event or risk and it ensures that we are protected from financial loss or harm. Many types of insurance are there and each type provides some financial security and makes you a feel that you are financially strong. Generally it is better to put insurance policy for a long-term so that you can gain profit and some rules are formulated by insurance companies for each and every policy. Every company has some insurance agents as their company representative. The insurance agent is the representative of both the insurer and the provider and they can be an independent agent and also be a dedicated agent who represents single company only. Let us see the three important types of insurance briefly.Life insurance- financial guardian to your family:Life insurance is a policy which protects the event of an individual or individuals death or other events. It falls in two categories such as protection and investment. In protection, a lump sum of amount is paid in the event of specified event and investment type facilitates the growth of the capital and it has sub class such as term, endowment, universal and whole...more
Insurance is an unusual business in that you are not really buying anything when you pay your premiums. You are paying the company money so that if something bad happens and your possessions are stolen or destroyed, the company will make you whole once more. The company accepts your money, and that of as many others as they can convinces, under the...more
When you are getting married the last thing you want to do is to put the speck on the big day and many people believe that by taking out wedding insurance they will do just that.However you may wish to forget about superstition and consider paying a premium for insurance as when you consider how much you may lose if the worst happens you could lose...more
Procuring commercial insurance is the most important investment decision any business owner needs to make. All commercial establishments across the UK are required to obtain employer's liability insurance which can be combined in a single commercial policy. This type of insurance protects businesses against losses due to damage, theft, and any claims made against the business. In the long run, commercial insurance ought to be considered a contingency plan that can be paid for in affordable monthly instalments. Breakdown of equipment and injuries to employees at the workplace are common problems that every business faces. Natural disasters can also take its toll a business due to damage and even business interruption. While repairs can prove costly, medical expenses incurred on injuries can cause a severe strain on your business' finances. Moreover, you are liable for the safety of your employees, so any claim made against you can prove detrimental to your business. Adequate employer's liability insurance along with public and product liability insurance when included in a commercial policy will keep you protected from any claims. It is essential to find the right...more
For those in the motor trade industry one of the highest overhead costs of doing business will come in the form of insurance. Insurance covering the motor trade can vary in price significantly and in order to get the most discounts possible there...more
Being free from care is how vacations are suppose to be, may they be a getaway for the weekend or a one seating expedition to eight countries. The way they turn out are not always how we wanted.They may be over even before it could begin, like when...more
While travel insurance is selling like a hot commodity due to threats of terrorism and natural calamities, there is indeed a catch in this picture.Most policies offer only very limited protection, if any, should you want to cancel a trip because...more
There are advantages to having the proper commercial fleet insurance, if you are a business owner that has many vehicles on the roadways, representing your business. Service or delivery vans can be moving targets for those that are looking for a...more
For the businesses that have a fleet of service or delivery vans, a fleet of Lorries or even a fleet of business automobiles on the roadways, finding the best commercial fleet insurance can be important to protect your business assets. There are some...more
For those businesses in the UK that have a fleet of service or delivery vehicles on the road, having the proper fleet insurance is crucial to the protection of business assets. The problem for many businesses is there is a tremendous amount of...more