If you are in the business of haulage, delivery or have any kind of service vehicles on the road, there are some different types of fleet insurance you should consider. Of course, you need to have your commercial vans, automobiles or trucks insured for their values, but you need to consider that employee liability and general liability might not be sufficient, should an accident occur. Those hauling cargo that belongs to others should consider...more
If you are the owner of a heavy goods vehicle you will be aware of the need for a special type of insurance. HGV Insurance policies are available for a single vehicle, or a whole fleet, and they offer many benefits. A good HGV policy will usually include European cover and a 24 hour contact facility for urgent enquiries or claims. These are some of the advantages and differences to a regular insurance. Heavy Goods Insurance for the vehicle and...more
Lorry Insurance is especially designed for large van type vehicles driven for business or personal use. This type of insurance is on offer to businesses who use these larger vehicles that are not heavy goods vehicles. This type of insurance caters exclusively for certain kinds of transport. It differs from regular car insurance and HGV insurance as it usually accommodates vehicles up to 3.5 tons in weight. To apply for this form of insurance the vehicle or fleet must meet certain criteria. This can vary with different insurers. The driver of a lorry or van also has to be over 21 years old to be eligible for this insurance. This is a factor that employers must consider when hiring any drivers. With Lorry Insurance it also helps keep costs down if the named driver is fully qualified or has taken an advanced test. Employers have no choice but to select the older, experienced, trained candidate in order to secure Lorry Insurance that will be cost effective.Your Lorry Insurance is a vital part of your running costs if you are a business and use your van or lorry for commercial use. It is worth taking a look at several companies and policies before you decide as prices and features vary....more
HGV insurance happens to be of the utmost essence when it comes to heavy duty vehicles that carry various kinds of goods - even hazardous goods - from place to place. Naturally, it would be best to take the utmost heed when it comes to this by having proper insurance against each possible contingency out there. As a matter of fact, various...more
If you have started your own business where you will be using trucks to make deliveries, than the first thing that should be in your head is that you need to get commercial truck insurance. Having a truck out on the road may be one of the most expensive assets in your company so you need to make sure you do everything you can to keep it protected...more
Insurance is perhaps one of the most important aspects of your business or personal guarantees against risks. From Auto insurance, home insurance, family insurance, commercial insurance, personal safety insurance to general insurance, you will find all these insurance services in Edmonton. Whether you are an entrepreneur or a man on the streets, there are many insurance services you can access in Edmonton.Insure Your BusinessOne of the best pieces of advice you will get from your financial advisor is that insuring your business is next to running a risk free business. So, if you are an entrepreneur and you run a business in Edmonton, endeavour to insure your business as soon as possible. The effort and time you dedicate in running your business is as important as the returns you get on your investments. There are many insurance advisors and consultants who may approach in Edmonton if you want to understand the best way of accessing insurance for your business.Insurance Agents and CompaniesThe Edmonton directory should be your first option when you are looking for an insurance agency or company that you feel can take care of your insurance needs. The Edmonton business directory will...more
Due to the fact that accidents can happen with the high crime rate in South Africa, one has to be sure that you have made provision for these unforeseen incidents. You have already taken the first step towards making sure that you do not have to...more
Unfortunately there are a number of insurance companies that have hidden clauses that they conveniently omit when explaining their terms and conditions of cover. It remains the responsibility of the consumer to make sure he or she go over the...more
Needless to say short term insurance nowadays is essential and can mean the difference between peace of mind and anxiousness and can save us allot of time, stress and money.Insurance companies in South Africa offer comprehensive and full cover and...more
With the economy still reeling and unemployment growing, many people face the scary prospect of not being able to pay their insurance premiums. If you don't pay your premium it will lapse and then you will really be in a mess if anything goes...more
James never did learn not to approach me announced I'm glad to say and over the years we've visited that same church many times over, Our wedding, our second wedding, all marriages have their rough spots, and then the christenings of our...more
By picking the best Insurance company you would not only save more money in your insurance policy, but you'll also have peace of mind that should any of the above mentioned disasters befall you, you would be financially able to withstand the...more