Stay Safe And Be Safe With Contractors Insurance Why should anyone buy contractors insurance? For the simple reason that accidents do happen even in the best of work environments and while damage to the property can sometimes be compensated to satisfaction, loss of human life and/or permanent disability cannot. Contractor insurance would in such circumstances, at least ensure that the next of kin is taken care of financially at least. Why...more
Have lawyers made the insurance industry overregulated? The insurance industry is a mature global industry which has a number of very large international firms as well as local players all vying for market share in their given spheres of influence. In the early stages of the development of the insurance industry however, the industry was very under regulated and some very shadt providers of insurance were allowed to operate in the market...more
When thinking about car insurance, most people tend to evaluate it as an unwanted expense and will take any chance to cut down its price. The most direct and obvious way to do so is to cut down all additional types of coverage, leaving only those required by the law. And one of the coverage types, which is usually sacrificed for cutting the value of the policy is of course collision coverage. People are used to underestimating the importance of collision coverage and overestimating their driving abilities, assuming that they will never end up being at fault in an accident. Unfortunately for most drivers, there are some cold-blooded facts that are really good for a reality check in terms of collision coverage:-You may consider yourself as the safest driver in the world with the best defensive driving style possible. But don't forget that you're not the only one on the road, and you never know who you'll end up with in traffic. Regardless of how great of a driver you are, you can still cause an accident simply by being distracted or making a mistake because of other drivers on the road. And if you end up in an accident where you're at fault, it will be impossible for you to file...more
Tough economic times makes for tougher financial times. The big lump-sum premiums are a big part of the epidemic of the uninsured-something sweeping the nation. Fortunately, it may be possible to pay in installments.Economic Hardship Creates Uninsured DriversIn the United States, about 1 in 7 drivers are uninsured. This varies state to state. In...more
Knowing How to Choose An Insurance Adjuster That Works For You Living near the ocean means you can do just about anything. You can enjoy the sun kissed weather but can also experience storms and the extremes of hurricanes. Amazing how the weather can change so sudden from sunny to cloudy. This is why most of the families and individuals who...more
If you reside in Santa Monica and are in the process of purchasing a vehicle for the first time, you must obtain a number of different quotes from reputable insurers in the area to make a wise investment. While insurance is required in the state of California as stipulated by the state's financial responsibility laws, investing in adequate coverage that will protect your vehicle and your assets in the event of a loss is extremely important. When you are comparing coverage limits and options, know what they cover and why they are important to prevent coming out of pocket for repairs or lawsuits for compensation in the event you are not carrying high limits of liability. Compare Santa Monica Insurance coverage options to educate yourself before you bind coverage.Personal LiabilityPersonal Liability Insurance is the only coverage required in the state of California. Personal Liability consists of both Bodily Injury Coverage and Property Damage Coverage. Bodily Injury will pay for injuries to a third party and their passengers in the event you are deemed at fault for an accident. Property Damage will pay for damage to third party vehicles and property if you are at fault. While the...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Are you a nature lover or are you apart of the get up and go crowd? Or maybe you are part of the family that plays together crowd? You will note that these are categories that Go RVing has identified.If you fall into one of these categories, have...more
E&O-Important Info You Need Before Getting E&O Coverage A lot of businesses do not believe they need E&O insurance (error omission). This might or might not be true. How do you tell if it is necessary for your firm? First, you need to...more