Have you ever personally seen what a home looks like after it's been ravaged by fire? Sure, you may have seen it several times on TV or in the newspapers, but unless you've actually seen it in real life it's difficult to try and imagine just how extensive the damage can be.To make matters worse, it's not only fire damage, but instead, if the fire brigade has been called out then there's inevitably water damage as well. In fact, when a house goes...more
If you have decided to start a new business, it is your responsibility to protect your business assets. Business owners must ensure the safety of their goods, plant, machinery, tools and the employees working for the company. However, accidents do happen and it is important that business owners take adequate steps to protect themselves and their business from these unforeseen risks. One of the ways of protecting the business from these...more
Running a business as a contractor in the UK brings with it legal responsibilities and obligations that need to be fulfilled. In order to ensure that your business is well protected and to lessen the financial burden in case of any claims being made against you, it is advisable to purchase adequate contractors insurance. Claims can be very high, and cause a significant amount of financial stress to any contractor. As a contractor, you ought to be aware of the fact that clients do have a legal recourse in the event of negligence on the part of the contractor.Contractors insurance ought to include professional indemnity insurance, public liability insurance, and employee liability insurance. Optional cover includes plant and materials, office insurance, business premises and revenue protection among others. Being covered by these three types of insurance will provide you with full protection and peace of mind. Considering the level of protection you receive, the cost of contractors insurance is negligible. The costs involved depend on several factors including your annual turnover, the number of employees, and the level of cover required. Professional indemnity insurance covers...more
More than many other businesses being a contractor could expose you to a number of unforeseen hazards on a daily basis. While some risks are understood and expected, many of them are not predictable. Understanding some risks may be a good move, however, as a contractor you need to have adequate backing in the form of contractors insurance. There...more
Commercial combined insurance is designed to protect your business assets from damage, theft, fire, vandalism and natural disasters such as floods and storms. It provides cover for your building/s, plant and machinery, contents, and business equipment and stock. Most importantly, it also covers public and product liability and up to GBP 10...more
It's rare to find a novice insurance agent that knows about business insurance leads, as most of them don't have a clue what they are. Once they learn the ropes, these once-novice agents learn to appreciate the value of commercial insurance leads. After all, these types of leads can be very profitable especially if key businesses are added to the agent's clientele list. If you're just starting your insurance business, it's time to learn how business insurance leads work.What Are Commercial Insurance LeadsIf you haven't picked up on it by now, business insurance leads are business leads. Most companies are going to need to buy insurance to cover possible problems down the road. Large and small companies need insurance and, unfortunately, it's one area that many insurance agents tend to overlook serving.Do Some Homework and Know What You're Selling To Prospective ClientsIf you decide that this is an insurance venture to get into, you need to have a great understanding of the various business insurance policies that are available. This means you'll need to do some deep research into what everything means. If your prospective clients have questions, you need to be able to answer them...more
One of the biggest mistakes many people make when they're about to move is they underestimate the amount of insurance coverage they need to get from their movers. All too often they just glance at the paperwork and figure that whatever the moving...more
Semi Tractor Insurance Guide 1-800-513-3135Shopping around is another way to get the lowest offers. There are several quoting and comparison sites which can help you determine which companies and auto policies to choose. Get as many tractor insurance...more
Searching For Best Insurance QuotesIs it possible to get auto insurance quotes online without providing your personal details? The answer to this question is yes. Insurance companies have also realized that nowadays customers use to shop around first...more
When you're trying to maintain a successful business, you need to consider insurance in almost every area of your business. Failing to maintain adequate insurance is a reason that many businesses fail when they encounter losses that they couldn't...more