Customers, who have payment protection Insurance, or PPI attached to a loan they have taken out, face a lengthy battle in the event they wish to claim back the repayments they have made towards the cost of the insurance. Payment Protection is an add on to loan agreements, credit cards and other financial loan arrangements that covers the loans repayments in the event the customer can no longer make the repayments through job loss, injury or...more
After purchasing a van, the first step is to get van insurance for it. Protecting your personal liability will prevent any accident from cleaning out your bank account, as well as getting into trouble with law enforcement. Some states currently demand that you carry insurance for yourself, as well as uninsured motorists who may be driving on the highways.Personally, I believe shopping online is the most effective and convenient way of finding the...more
There are certain things that all people need in life. One of those is the ability to access medical care when needed. This is not at the top of the list of life's necessities quite often. Obviously there are certain basics that people will need first. Shelter is needed. Food is a daily requirement. If you have a job and a home the next logical step in life will be to get health insurance. This is not something that you want to wait until you need it.Young adults many times have dreamed of leaving the nest and making it on their own, starting their life as an adult. Being prepared for this step can be a fun and fulfilling journey. Being unprepared can be very tough and sobering. Being suddenly thrown into a world that requires you to pay your own way can be overwhelming. Seems everything comes due at once, staining an already fragile budget and leaving nothing to purchase health insurance with. Parental insurance coverage or school insurance programs may be the only option available.While delivering pizzas or waiting tables well after graduation is not something college graduates look forward to; it might be the only stream of income during a down economy. In days gone by,...more
Get it out of your mind; insurance is not an option. It is a necessity and going without it is the recipe for disaster. It is vital no matter how well you feel or how healthy you are. The need for insurance is just around the corner, the next time you try to make a left turn in your car and someone doesn't want to slow down. You can be as...more
Purchasing health care is a little more delicate than buying say, a cup of coffee. You will certainly need to know more than just how much it will cost you. Getting your moneys worth is always smart shopping. Health insurance certainly isn't cheap and could easily bust up a monthly budget. Educating yourself is a excellent place to start...more
To err is human and mistakes can be made even by specialists but in medical field mistakes can have a huge impact on the health of a patient, especially when they occur due to negligence. In such cases patients can file a lawsuit against the doctor or the hospital. Doctors who practice privately can incur major financial loss and their career will be at a stake if they are not covered by malpractice insurance. It's become mandatory in some states for doctors to purchase this kind of insurance. A major reason for doctors not buying malpractice insurance is the huge amount of premium that needs to be paid. Some doctors even quit their practice due to the huge cost involved in buying this type of insurance policy. Hospitals, Financial services and real estate companies also take malpractice insurance apart from professionals who practice individually. Medical Institutions purchase this type of insurance for their employees who include doctors, nurses and surgeons. Most of us usually assume that malpractice insurance is a must only for doctors but even other professionals such as lawyers; international medical students, counselors and psychologists are in need of professional...more
If you are confused as to which policy to go for or you are awaiting certain medical results, you can fill the gap by taking a short term insurance which will take care of unforeseen events while you are deciding on what policy to take up. The only...more
It pays to know what you are getting as it will avoid any complications later on. Maintain communication between you and the insurance agent in a well documented easy to access form such as emails or written letters so you have ample proof in case of...more
Filing a Social Security disability or a Supplemental Security Income claim is an easy and short procedure. The Social Security disability programs are ready to people who have long term, severe medical concerns avoiding them to work. Social Security...more
Medigap insurance plan is a unique way for securing future as it is a supportive scheme to ensure proper medical treatment in medical emergency. There are total 12 health plans about Medigap insurance plan and one can select any one plan in...more
In united states of America 18% people head for having a medigap plan along with Medicare original plan. Now what exactly is medigap plan in reality? It is not other than a simple policy to cover up all the gaps created by original Medicare plan in...more
You will get compensated for the accident that you got into and you were somehow left without work because it was the apparent motive that you got disabled. At first you will assume that compensation was good enough but afterward you will realized...more