Provided by The Retirement Group.Life insurance is hard.It's hard to know if you have the right kind.It's hard to know if you have enough.And it's hard to know if you need any at all.The insurance companies have made it even harder by coming up with bewildering names: whole life, term life, universal life. Some life insurance policies have a cash value while others don't. Some invest that cash value in the stock market while others...more
As life settlement brokers in the Life Settlement industry, it is becoming more and more apparent to us Integrity Life Solutions, LLC, that investments in life settlements may not only be prudent from a diversification standpoint, but also relative to internal rates of return, or return on investment. Life Settlements are generally non-correlated investments with possible yields from 10% to in excess of 20% on a net basis, even...more
Are you familiar with critical illness insurance? Some people aren't. It doesn't get as much attention as disability insurance or long term care coverage. But if you face a serious health threat, a critical illness policy can help to ease a financial burden.A tax-free lump sum at a crucial time. That is what critical illness insurance provides. If you have a life-threatening illness severe enough to prevent you from working, the money from a critical illness policy can be used to pay medical bills and even some costs not covered by medical insurance. While the insurance premiums are not tax-deductible, the insurance proceeds come to you tax-free.1A few years ago, a Harvard University study determined that about half of all personal bankruptcies in the U.S. happened as a result of the debts incurred by a critical illness.2 Imagine having $50,000, $100,000, even $500,000 in tax-free cash to help you out in the event of a heart attack, a stroke or cancer. That is the kind of coverage we're talking about. In 2007, the average payout was $100,000 with the average recipient being just under 50 years old.3What illnesses does a policy cover? Critical illness insurance can...more
Insurance Globe is dedicated to helping you find the best life insurance for your situation. On their website you will be able to compare term life insurance quotes and return of premium life insurance quotes instantly from Americas top life insurance companies. They also provide you with custom whole life, universal life and survivorship life...more
It is really surprise that if you enter "Nike Air Max " and "Air Max 90" as keywords, they will appear two types of shoes. Why this happened? As a Nike fun, it is easy for you to recognize what is the difference between them. But this article just tell those who likes Nike, but afraid of owning general Dunk instead of Nike air max ....more
The cost of long term care increases every year that burdens many elders, particularly those who are uninsured. As LTC costs skyrocket, the need for long term care insurance becomes more pressing because nobody wants to trade wealth with nothing and die unprepared. Long term care insurance is often overlooked because most people assume that it is just a waste of money and they can just self insure. It is not surprisingly expensive but its benefits pay off in the long run. This coverage can be used in paying for nursing home and any other type of care that will someday soar up to the rate they are no longer affordable for the masses.Just like some types of insurance, there may be some risks associated with long term care insurance particularly if you dont know how it works. Here are some problems with long term care insurance and how can you deal with them:You could pay more than what is neededLong term care insurance price varies largely on the insurer and the length of coverage. In New York, for example, a policyholder in late 50s would pay between $900 and $7,000 annually, while a 70-year-olds premiums could be between $3,000 and $10,000 a year. To keep your premiums more...more
Most people rant on how pricey long term care insurance is; no doubt why they are indecisive in getting coverage for themselves and would rather take the more complicated alternatives to pinch pennies. For most people, its not the quality of services...more
To begin with, the gadgets are really cool & they actually make us grin & say: wow, just awesome! A gadget always makes feel much better as they access the everyday deepest needs i.e. security, usefulness, comfort and most importantly, one can play...more
Rudraksha kavach chain is a combination of 1,5,6,7 mukhi rudraksha. Rudraksha kavach chain comes with a combination of the most influential rudrakshas (1, 5, 6, and 7). This rudraksha kavach not only bring perfection but change your life by...more
They just spend a lot of time talking about it! If you have been fortunate enough to even be quoted potential rates and can actually compare used auto loan rates, you are probably still reeling from the exorbitant interest rates youve been quoted!...more
Chronic pain has been described as a "silent epidemic". The American Academy of Pain Management provides the subsequent statistics: An estimated 50 million Americans live with chronic pain caused by disease, disorder or accident. An extra twenty five...more
This sanctuary and wildlife center was established by six volunteers who started it with the noble purpose of rescue and rehabilitate wild life and increasing awareness about the care of wildlife in the people of country of Malawi. With the passage...more