The latest book - The Dealer and the Dead - from Gerald Seymour is raw and hypnotic at the same time, though it does look more like reporting rather than fiction. You may also be disturbed by its brutality. This is the story of a British arms dealer Harvey Gillott who got payment for delivering arms to Croatian villagers anticipating a Serbian attack, but he never delivered. It resulted in the death of Croats against advancing Serbs, the men were...more
Is your Life Insurance up-to-date? Life insurance is like the Swiss Army knife of estate planning: there are so many ways you can use it as you plan to pursue your goals. Whether you simply need to insure yourself or need to protect your estate through sophisticated planning, September is the month to think about life insurance – and all the ways it can potentially help you financially.30% of Americans have no life insurance...more
In the event that you hurt yourself or experience a minor illness, do you know exactly where you would go for the treatment that you need? Would you wait until your private care physician is able to see you, or would you rush off to the emergency room in order to be seen by someone right away? Did you know that there's actually another viable option in this particular circumstance? Instead of doing either of those things, it might make much more sense for you to simply head out to immediate care Montgomery for treatment. Going to a clinic such as this one is an excellent compromise for a number of reasons. Find out more about this clinic and the services that it provides by going to its website or reading through some customer reviews written by satisfied patients.Trying to get an appointment with a doctor on short notice can be something of a feat, especially if you are someone who just moved into a new neighborhood. You might not even know which doctor is going to give you adequate treatment. The fact that a doctor has a rather long waiting list does not automatically mean that they are someone with a strong ethic or substantial background in medicine. It's best to...more
Knowing the underwriting objectives, a professional life insurance agent must likewise observe basic responsibilities that must be accorded to the clients. If done properly these responsibilities will act as a bridge in order to build trust and confidence not only with the agent but also with the whole life insurance industry as...more
Once you get your life insurance quote, there is just one thing standing between you and the issuance of a life insurance policy. And that thing is life insurance underwriting.What is life insurance underwriting?Life insurance underwriting is the process of evaluating the amount of risk that you present to the insurance company. When a life...more
Whole (or permanent) life insurance policies are more than meet the eye. Sure they offer a death benefit that caries through the rest of your life as long as you pay your premium and keep the policy in force, but more than that they offer an additional benefit of premiums accruing into something called cash values. These cash values can grow in a few different ways: 1. They can grow at a fixed rate like in a traditional whole life policy. 2. They can grow at a variable rate by choosing a sub account to invest them in. Sub accounts in a variable policy may have fixed investments like money markets, they may have stocks, bonds or mutual funds. 3. They can grow at a variable rate tracking the returns of a specific index-like the S&P 500 or the Dow Jones Industrial Average.The third kind of growth is seen in an equity indexed life insurance policy. When you have an equity indexed life insurance policy, your cash values grow as they would in a variable policy but the sub account you choose is created to mimic the performance of a particular index. If that index goes up, then your cash value will likely go up. But if the index goes down, then so will your cash value.One of the most...more
Even the best functioning families in the world have been tossed into disarray when determining which family member will get what after the death of a someone in the family. This scenario can occur as a result of an insurance contract being owned...more
Though there has been astounding progress in the medical field, no one can predict with certainty about their state of health at a future date. Our complex lifestyle, increase in environmental pollution and new strains of diseases are slowly and...more
The internet has become a very reliable source for android phone insurance companies. Gotronics android phone insurance company is one of the online android phone insurance companies which you may come across during your search through...more
As far as peace of mind goes with regard to your family's wellbeing, there's no sounder investment than life insurance. If you've recently got a life insurance quote and felt your heart skip a beat, though, don't resign yourself to living without it!...more
Around 2% of the population is legally blind. Around 12 in 10,000 people get Parkinson's Disease. One in every two Queenslanders is treated for skin cancer in their lifetime. For most of us, we've had no serious health problems before ... and we tend...more
It can be very hard for an individual to achieve the desired image in life. Regardless of the dieting plans a person follows, the exercise which they do or the steps they take to obtain that ideal image, sometimes the body is just not intended to...more