Birla Sun Life Insurance wins Good Corporate Citizen Award for 2009-10Mumbai, 25 September, 2010: Birla Sun Life Insurance Company Ltd. (BSLI) has won the prestigious Good Corporate Citizen Award for the year 2009-10 in Mumbai under the newly introduced category of Banking and Financial Institutions. Good Corporate Citizen Award, introduced by Bombay Chamber of Commerce and Industry in 1993, aims to recognise and honour conspicuous achievement...more
Like most other things, getting the best insurance deal does not necessarily mean that it will be the cheapest option. Sure, everyone likes to get a good deal and occasionally you may come across a bargain but most of the time, when it comes to life insurance, those deals are few and far between. A cheap or bargain policy usually has so many strings attached that it seldom is the best option in the long run. To understand how to find the best...more
Every college to which students enroll offers the opportunity to live on campus for everyone. It is especially important for those students who come from other cities or states, or even countries as they have no place to live in the surroundings. However, even under the condition of free housing offered by the college, some students prefer to live off campus and rent an apartment nearby. There are different reasons for such a choice, and both variants conceal both advantages and drawbacks. They will be discussed in the present article. Living Off Campus. Living off campus offers a set of advantages, including independence of mature life in an apartment, privacy for studies and meetings with friends. In addition, living alone in an apartment away from parents cultivates the sense of responsibility in students who have to take care about themselves alone, to cook, to wash the linen and to buy food and all other necessary things. However, living off campus also has some drawbacks, including paying for the housing (which may be much more expensive than living in a college), lack of communication with friends and college acquaintances and complications in getting to...more
Shopping for long term care insurance cant be accomplished in two to five hours. This is not a typical insurance that you can just forget and replace it with other coverage. Getting long term care insurance entails time and proper planning to ensure that youll get good services once you reach retirement years or any time you need it most.You should...more
Have you heard of long term care insurance for so many times but still unaware on how is it going to affect you? The common blunder is that people only consider getting insurance coverage once they get into a point when they are seriously ill, incapable of doing simple chores, and run out of budget for nursing home care. You may have vigorous...more
Getting whole life insurance is one of the best investments you can make for your family for after you are gone and cannot take care of them anymore. Through whole life insurance you can make sure that your family is well taken care of financially so they can focus on the more important things. Insurance companies collect information on their clients and put them into "risk" groups, which then determine what category they will fall in.Everyone and each company has their own standards and limits individuals but the basics still stand for the insurance. The best place an insurer can find them is in the preferred category, which in turn is least expensive as they are at the lowest risk that they will pass away in the near future. Most important factors that companies look for health, lifestyle, and history to ensure and determine what price range category they will fall under in the insurers.What companies look for when they are determining an insurer's category is have a list of questions on their application. Questions can range from general health questions, to hobbies, recent and future travels. Through these questions they gather enough information to determine what category...more
A question asked often by many people is "What is term insurance?" Consumers often find themselves at crossroads when buying insurance. It is a life insurance policy that provides coverage for a certain period of time. Life term...more
Long term care insurance is insurance which gives for in-home care of the patient. This would be added to the patient's current health insurance plan, or it is provided through Medicare plans. It's a plan which should be purchased separately from...more
Life insurance is probably the most overlooked or lacking aspect of peoples estate planning. Many clients claim that financial security for their spouse and/or children is a priority, yet when the subject of life insurance comes up, they often look...more
If you are over 65, or if you are taking care of an elderly person, you may have gotten some offers for senior life insurance. There are a lot of big companies, like AARP, that market a variety of life policies for older people. A lot...more
50000 executives /agency managers & 12 lakh part time agents of Life Insurance companies are going to be out .These are the estimates of Research & Analysis Wing of Insurance Foundation Of India and were released by S. K. Sethi ,Vice...more
Don't let the fact that you are someone who does not have any health insurance at this point in time prevent you from getting the medical attention that you need. If you know that you are sick, things are only going to get worse for you...more