September is observed as the Life Insurance Awareness Month (LIAM) across the country. It serves as an annual reminder to Americans about their life insurance needs, to make them understand the importance of including life insurance in their financial plan and if they already have insurance, to revisit their policy and make sure they have the best possible coverage.However, there is little to celebrate this year as far as life insurance is...more
Life insurance policy needs are usually different at different stages of an individuals life. When youre just starting out as a young, single adult, you may see little use in getting your life insured.As you grow older, so do your responsibilities. You may have dependents who rely on your income to subsist and you need to ensure their financial security in case youre no longer around to care for them.Then you reach a stage of greater financial...more
Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance.Mrs. and Mr. Y have a son with special needs. They are worried about his financial security after they are gone. Their legal counsel puts forth the idea of survivorship life insurance.Both the couples decide to find out more about survivorship life insurance or joint survivorship life insurance and here is what they learned.Survivorship life insurance or joint survivorship life insurance is a life insurance policy that insures the lives of two persons, most often a married couple, instead of a single individual.The death benefits of a survivorship life insurance policy are not paid out to the beneficiary until the surviving spouse also passes away. For this reason, survivorship life insurance is also known as second-to-die life insurance policy.One of the biggest reasons couples buy survivorship life insurance policy is to pay for estate taxes and other estate settlement costs. The policy makes use of the marital estate tax deduction, which allows postponing the...more
Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy your holiday with the comfort of knowing that you will be looked after by experts if things go...more
Globelink specialise in providing Travel Insurance for people living in Spain. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also Single Trip cover for people living in all EU countries. Globelink have been providing specialist Travel...more
Globelink specialise in providing Travel Insurance for Brits living in Portugal. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also Single Trip cover for people living in all EU countries. Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy your holiday with the comfort of knowing that you will be looked after by experts if things go wrong. Whats new Scheduled Airline Failure cover will be included free of charge from 1st February Cover for the Outward and Return trip if your scheduled airline goes bust will be included on Annual Multi Trip, Comprehensive and Winter Sports policies The following optional additional cover is available for a small premium from 1st February 2009 Golfers Policy Cover for your Clubs, Hire of replacement clubs, pre-paid Green Fess, & Lessons. Hole in One cover Excess Waiver You now have the option to delete the excess from the policy. Wedding...more
A good Travel Insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what youre covered for: Accident, Illness. Pregnancy (unknown when you buy the policy), Jury service or witness summons, Home...more
With the number of life insurance policies on the market, it can be difficult to choose one that is perfect for you. We take a look at five things that you need to consider when making your choice of life insurance coverage.Life...more
It has become essential for all in today's highly uncertain world. Having your life insured allows you to cover for an unexpected event. The insurance policies are extremely helpful in looking after the financial aspects of education and health care...more
A Gainesville GA Heating Service business can help you sort out the problem of a malfunction in a new HVAC system by offering effective warranty coverage. If you want to get personal attention as well as honest service, look for a family-run...more
One of the best metaphors that could be used for the term "insurance" is "assurance" because it is life insurance that helps you to secure your future by planning it in the present. Let's get familiar with the strategy of life insurance...more
When it comes to the categories of life insurance policies then there are two major categories and out of them the term life insurance has become too much sought after insurance buying option nowadays due to several reasons. Everyone...more