It is surprising that many financially unstable near-retirees are not taking advantage of the abundance of retirement income planning tools and investments available to the average investor. One of these investments, the retirement annuity, provides guaranteed and stable income along with the flexibility of early withdrawals and a degree of liquidity that is inaccessible with other investments. A recent survey by the Society of Actuaries or SOA...more
Filing for Suplimental Security Income? Learn What A Lawyer Should Do For You Very simply put, hiring a supplemental security income lawyer increases your chances of recovering social security disability benefits or supplemental security income. Today, most attorneys operate on contingency fee mode which implies that they charge fee only when your case is successful. Their initial consultation should be free of charge.What do SSI lawyers...more
You can make your retirement income planning strategy stronger by using just the right allocation of fixed annuities (among other low-risk investments) with higher-risk assets such as premium stocks, for example. These annuities are provided by reputable insurance companies, and come with a host of benefits for the buyer. The benefits of fixed annuities include guaranteed interest rates for the duration of the contract, tax deferral that permits larger end profits due to the effects of compounded interest, and free withdrawals for up to a certain portion of your annuity balance. Top this all off with investment risk that is shouldered by the annuity provider, and you have yourself a good tool to help preserve wealth while generating decent yields.As this type of insurance product comes with guarantees and low risk (making it a great tool for the older investor or retiree), it also comes with the disadvantage of lower income in comparison to riskier tools and investments. You may have some liquidity because of the ability to withdraw some of your balance, but you will have to keep most of it in the account for some time.Conservative ProfitsFixed annuities should be part of an...more
When a person retires, they expect to enjoy life. Whether going fishing, sitting on the beach, playing cards or just traveling. Unfortunately, when that moment arrives many find there are not sufficient funds to allow this to happen. Instead, there is pressure to just get the bills paid. That does not need to happen if one has a pension annuity.In...more
Retirement has always been viewed as the golden years. This is when the responsibilities that we have carried all of our adult lives are finally lifted and life once again opens up to new possibilities. At this age, we are free from raising children and are into our grandparent years. It is a time to enjoy the children that we love without all of...more
The purpose of a criminal lawyer is to be defend you when you commit a criminal act. They also come in handy when accused even if you are innocent. They go to school to learn how to defend the rights of the accused in all ways.So what has to be done for you to need this sort of lawyer? There are a variety of things that you can do or be done that are considered criminal. A few are: murder, rape, assault, robbery, embezzlement, arson and many other things.These lawyers have gone to school for many years and have passed the bar exam. They generally take at least three years in law school before even attempting to start law practices. Aside from just taking the bar however, these individuals needed to posses many other skills. Some of those are communication skills, writing skills, the ability to negotiate, listening skills and more. They must be on the top of their ball at all times because they hold ones life in their hands.There are two types of criminal lawyers that you will see around. The first type is a defense lawyer. The second type of lawyer is a prosecutor. Their job is to show just cause why the defendant is guilty. Both have two different purposes and although both...more
In most instances, individuals are not prepared when they face the insurance companies in court according to a trial lawyer specializing in personal injury. There are remedies and advice that a Tucson lawyer who already won a lot of cases said....more
Missouri Accident Lawyer – The Best Tool for Tackling Financial Complications Amongst the daily going-ons, road mishaps are the most common ones. You or any of your near ones might have been the subject of these road accidents. Once you get...more
Role Played By Missouri Wrongful Death Lawyer & Workers Compensation Attorney Accidents are very common scenarios in Missouri. Whether it is a work place or roadways, the common people are always found to suffer from the disturbances that...more
St. Louis Wrongful Death Lawyer – The Ultimate Stop to Ensure Justice Wrongful death lawsuit is filed only when a victim is suspected to have been killed due to inadvertence or misdeed of another. Several factors including auto accidents,...more
How Buying Scrap Gold Can Supplement Your Retirement Income With the economic crisis and rising prices it is very hard to imagine living a comfortable and financially secure life, especially when you are retired. Retirement income and other...more
How IP Lawyers Use Patents to Protect Intellectual Property Protecting your IP is extremely important. If you have a new and individual invention then it is worth seeking the advice of an IP lawyer to find out if you can patent this. A patent...more