You might start hearing a lot about an insurance product called a retirement annuity soon, or you may already be hearing about it. This is only to be expected with the current economic climate in the country. The reason that things like retirement annuities and other retirement products are being introduced is to help people to properly plan for their retirements. In recent years, a variety of circumstances have forced our retirees out of...more
There are a variety of reasons one may want to buy a retirement annuity. These products are insurance policies, with the insurable event being your retirement. Upon your retirement, your policy will annuitize, and you will receive monthly payments as per your contract. What can a retirement annuity do for you?Peace of MindWith economic times being what they are, everyone is a little on edge about their financial future. An obvious and...more
The retirement annuity is a product of the economic today climate. The unfortunate result the economy today is that record numbers of our retirees are coming out of retirement and going back to work. It is unfortunate that those who have spent decades working and earned their golden years of relaxation are being forced to return to the workforce. All too often, those seniors have to take jobs below their experience due to corporate desire to hire younger people. Not only are they being forced to work again, they are working for much less than they are worth.There are many different culprits leading to this problem, but they are all based in the fact that retirement plans are not living up to their expectations. Among the reasons for these are the fact that we are living much longer than we were when traditional retirement accounts came around, bad investments, and children needing help from their parents later in adulthood than usual. A lot of the bad investments were caused, at least in part, by the bad economy. Problems with the finances of our children also often fall back on the economy. We are taking pay cuts to help keep our companies going (and keep our jobs in the...more
One of the newest products in the retirement market is called a retirement annuity. These relatively new products are designed to supplement your existing retirement accounts such as your traditional IRA, 401(k) and Social Security benefits. Some people need products like these because their retirement account are either insufficient to support...more
The retirement annuity is the product of our current economic times. In recent years we have seen retirees returning to the workforce in numbers never before seen. Obviously, this is because their retirement accounts did not quite live up to their entire retirement. Part of this is because we are living longer these days, and it is becoming harder...more
It has been a tough year for many practices thanks to the economic challenges. However if you have remained profitable this year (and I hope you have), you're presumably going to own a tax liability early next year. One approach to considerably reduce your follow's income taxes is to speculate in any promoting tools your follow will need before the tip of the year. ALL selling expenditures are 100% tax deductible.If your apply can want any promoting tools (or employees training) next year to implement a good marketing arrange and take your follow to a higher level, you should take into account investing in those tools currently, before the top of the year. Doing thus can allow you to deduct those expenses in the present year and cut back your tax liability.Here is a checklist of necessary selling efforts you must take into account investing in before the end of the year:* Staff coaching - front desk coaching to handle inbound calls, training workers to cross-market ancillary services & raise for referrals, and Practice Rep coaching to create your referral base. Take the chance to arrange your staff so they are ready in 2010 to help you're taking your practice to a...more
Many people are wondering what a retirement annuity is. In these tough economic times, many of us are unsure about whether or not we have enough to retire. We have contributed to our IRAs, to our 401(k) accounts and we have worked and put money into...more
The Role Played by a good Divorce Lawyer Once you have taken the painful decision to seek the help of law against the person who was your beloved husband or wife just a few years ago, you cannot afford to make mistakes. With law, you need to...more
When we are planning for our retirement, a fairly new option that we have to consider is called a retirement annuity. This is an insurance product which is designed to supplement your currently existing retirement plans, such as your IRA, 401(k),...more
A retirement annuity is essentially an insurance policy for your retirement. Like other insurance policies it is designed so that you pay a premium until the insured event occurs. In the case of a retirement annuity, the insured event is your...more
A retirement annuity may be the answer to our questions about our retirement. In recent years, we have seen very bad things happen in our economy. These things have led to our doubting our retirement accounts; and with good reason. Over the past...more
One of the newest products designed to aid people in their retirement is a product called the retirement annuity. A retirement annuity is an insurance product, designed to compliment your existing retirement plans. The product is designed as an...more