A retirement annuity is an insurance product that is used, generally, to fund your retirement. Like life insurance, the policy insures a specific occurrence in your life. In the case of a retirement annuity, that even will be your retirement. You can use your retirement annuity either as a way to fund your retirement entirely, or to provide supplemental income to your 401(k), IRA or other retirement products you may have. Why get an annuity? You...more
A retirement annuity is like having insurance for your retirement. It actually takes the form of an insurance policy, and the action required for the benefit to pay out is the day you retire. Retirement annuities often take the form of supplemental income for other retirement plans you have made. It is not uncommon for an annuity to supplement other retirement plans such as your 401(k) and retirement benefits from your job. They can also be used...more
Know the right way to choose a good patent lawyer Every invention or idea of invention is the property of the inventor. Ethically it belongs to him/her. However, it is essential to obtain legal rights on it as well. This is to ensure that your invention is protected from unauthorized use. This protection of a technical or scientific invention is accomplished with a patent. And it is the duty of the patent lawyer to help you deal with its various aspects.The first question that arises is why you would need a lawyer when you can file for a patent on your own. Well, the chief reason for this is that a patent application involves a complicated procedure and a legal professional who is aware of all the details best does it. Moreover, he/she can advice and assist you in protecting your patent from any illegal reproduction or use.Duties of the lawyerWhat are the responsibilities of the patent lawyer? Here is a brief list of the task. - Filing patent applications, drafting and reviewing it- Analyzing prior inventions of the same category, also known as ‘prior art'- Offering patentability opinions, i.e. the aspects that need to be patented- Assisting to...more
Investing in Parana Brazil Parana is a Brazilian state located in its southern part. It has a well-diversified economy and contributes around 6% to the country's GDP. It is Brazil's largest producer of corn, wheat and beans, and is responsible for about 25% of the country's production of grains. With 1,700,000 tons of chicken...more
A retirement annuity is an excellent vehicle for funding or supplementing your retirement income. We all want that day to come; the day we no longer have to work, that we can kick back, relax and just enjoy the rest of our lives. Chances are, you have your plans. Maybe you want to travel the world, pick up a new hobby or just enjoy some of the...more
Retirement communities Sophisticated seniors eschew cafeteria fare Move aside, meatloaf and mashed potatoes. Well-traveled seniors with sophisticated palates are demanding up-scale cuisine in retirement communities across the country. Unlike the seniors 20 or 30 years ago, we have had the opportunity to experience much more, says James Arter, 76, a retired chiropractor who now lives in the Shell Point Retirement Community in Fort Myers, Fla. Even after we move into these communities, we want to live the same way. Meals such as planked halibut and grilled filet mignon are becoming more common as many seniors express higher culinary expectations. Many new facilities are hiring gourmet chefs to build a better menu. Maureen Boyle, a consultant for retirement food srvices, says this trend will only gain momentum as baby boomers age. Some of these consumers have been exposed to resorts and country club backgrounds where they are used to high quality, so they are expecting to get the same treatment in a retirement facility, she says. At the Windrows at Princeton Forrestal, a retirement community near Princeton University, chef William De-Mars is promising exciting...more
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