Irish families feel the squeeze of rising costs across all daily needs. Food prices keep climbing while energy bills reach new heights each season. Your monthly budget might stretch beyond breaking point despite careful planning. Many households find themselves choosing between essential bills each month. The strain often leads to missed payments that harm credit records. Past credit mistakes can follow you around for many years afterwards. Your...more
Borrowing money while being on benefits is not a cinch – in fact, it is a shade unrealistic to borrow money without an income source. No lender would ever feel inclined to lend money to the unemployed, but there are a few direct lenders who challenge the established norms by considering benefits as borrowers’ income. However, the successful approbation of an application is not reliant only on benefits. Passive income also plays a paramount...more
Bad credit doesn't slam all doors shut when you need money. The lender is not going to rely on your credit score to make their lending decisions.Your salary, occupation and motivation to borrow are important as well. They compare your present debt level and the amount of income you make monthly. They would like to know whether you are up for new remuneration.Some even dwell more on your recent past than on mistakes made in the past. The correct tactic can convert a rejection to approval even in cases of credit problems. Factors Lenders Review Before Approving a Bad Credit LoanCredit Score Analysis Your credit score tells lenders about your financial habits. Most bad credit loans accept scores between 300 and 579. The lenders care more about recent credit activity than your exact number. They check if you're making progress or sliding backwards. Your payment history from the last six months carries special weight.Late payments hurt your chances more than you might think. Your score can drop by 50+ points if you have even one missed payment date. These recent credit applications raise red flags for many lenders. They suggest you might be desperate for cash right now. Look at your...more
Bad credit doesn't slam all doors shut when you need money. The lender is not going to rely on your credit score to make their lending decisions.Your salary, occupation and motivation to borrow are important as well. They compare your present debt level and the amount of income you make monthly. They would like to know whether you are up for new...more
In these hard financial times, even for those of us lucky enough to be gainfully employed keeping your finances straight can be such a challenge. With the cost of everything from milk and eggs to gas rising, saving is near impossible. This article will offer some advice on personal finance.If you are considering getting any type of credit card,...more
Getting in touch with home buyers whenever there is a need for you to buy your house is never easy. However, when you are in touch with home buying consultants, you will see that the transaction is such a breeze that you will not feel any difficulty at all when selling your house. This is such great news during a time of great financial turmoil. After all, who loves to sell one's house especially if one has a lot of emotional attachment to the house that one is planning to sell? This already heady situation is made more complicated by the fact one may be left sleepless at nights battling with this question: where can I find one who will buy my house at the best conditions? However you look at it, looking for home buyers is never a pleasant idea at all. This is because the search for them involves a lot of time spent in looking for the person who will purchase one's property without the owner feeling that he got the shorter end of the deal. Moreover, once a person found what seem to be the best home buyers, there is still no assurance that the sale will materialize immediately and to the satisfaction of both parties. So what is the best way to find one who will buy my house to the...more
Having a power scooter seems like a lot of fun, but what about if a user is unable to walk or perform other common physical tasks on their own? For some the simple act of bending into a sitting position or getting up off a chair by themselves is...more
Debt Collection and Mistaken IdentityThe bottom line? If you've been tagged, make it clear that the debt collection agency has the wrong person. Tell them so in writing, but cover your bases by keeping records of all communications. The law is on...more
Debt Problems - How To Best Attack Your Debts Are you tired of attending untimely harassing calls from your creditors reminding you about the due payments? Is making huge monthly payments becoming tough for you? If your answer to the above...more
The Personal Finance Course at Granton Tech will give you the skill set youll use in a plethora of jobs. If you feel comfortable working with numbers or helping and advising others, take the Personal Finance Course at Granton Tech.Youll learn the...more
Thankfulness Card Debt Judgments - The 3 Extreme Specifics That You Might Not Appreciate Knock, knock, knock. As you walk toward the front door you peek through the peephole as well as notice a man standing impatiently in addition to a solid...more
In order to survive in this world, it is important to learn all there is to know about money. Our ancestors had to learn to deal with money the hard way. A lot of people do not live that way these days. If you follow the financial tips listed below,...more