As a business owner, wouldn't it be great if you could take time off whenever you needed to? Unfortunately, most small business owners worry that the business will fall apart if they're not there to mind the store. Too often, they simply lack the appropriate resources for their business to keep going in their absence. "Taking time off is as important as food," says Charles Tuttle, leader of a group of entrepreneurs in North Carolina....more
Is really not as important as to how you invest in the stock market. And how you invest in the stock market should take into consideration what goals you are setting for that stock market investment. For example, are you investing for capital appreciation or for income through dividend paying stocks? Or is the investment in the stock market for the combination of both capital appreciation and dividend income? Are you investing through a Mutual...more
"Know your Ruling Star. One man is better received by one nation than another, or is one welcome by one city than another. He finds more luck in one office or position than in another, and all though his qualifications are equal or even identical. Let each man know his luck as well as his talents. Follow your guiding star and help it without mistaking any other for it. Know how to transplant yourself. There are nations with whom one must cross their borders to make one's value felt." Balthasar Gracian, (Spain, 1600's)Have you ever felt, "Here I am, best job I ever had, good money, an excellent career move but, what in the world am I doing here where I feel so alone and out-of-place with my surroundings? How did this happen to me?"I've been there, because someone offered me a job and I accepted, knowing ahead-of-time, intuitively I wouldn't feel at home in the town and surroundings. Or maybe you love your location but, sadly, are unable to find any openings in your field. I've been there also. Looking back on my years in Austin, Texas, I can't believe the number of short-term, soul-emptying jobs I tried very hard and unsuccessfully do to. ...more
Q. My company publishes a monthly employee newsletter. My boss asked me to write a funny quiz. I'm not exactly a stand-up comic. Help!A. Ah, the funny quiz. Lucky you! It's not often that a company has an official sense of humor that they are willing to display for all to read. This is going to be a great assignment for you!A funny quiz...more
Understanding where you can spend time most effectively requires concentration in three areas: Doing what you enjoy Concentrating on your strengths Understanding Job ExcellenceLet's start with doing what you enjoy. Your quality of life is in many ways dependant on how much (or little) you enjoy your job. While every job has aspects that you...more
Why wait weeks or months to get paid by your clients when you can access your money in a matter of days by factoring your invoices. When a business factors their invoices, they are allowing a third party to purchase their invoices at a discount price. This discount is considered the third party's fee. If your business receives orders from customers on a regular basis, but has to wait 30, 60, or even 90 days for payment, you maybe experiencing a crunch in your cash flow. Factoring gives you the opportunity to access your cash within days not weeks or months. The growth of your company depends on whether or not you have the working capital necessary to finance your expansion. When a factor purchases a company's invoice or invoices, no interest is ever charged. This is because factoring is considered an outright purchase. When a company sells their invoices to a factor, they can expect to receive an advance up to 90% or more of their accounts receivable. The business gets this money immediately and the factor makes a fee for this service, turning the transaction into a win-win situation for both parties. Factoring is no longer a business tool used by the large Fortune...more
Globalisation, the expansion of intercontinental trade, technological advances and the increase in the number of companies dealing on the international stage have brought about a dramatic change in the frequency, context and means by which people...more
One secret to a site that sells: Look at your site from your customer's perspective. Another secret: Watch out for these common web copy pitfalls. Welcome to nothingLook at your site's web copy. Does it begin with "Welcome to ?" If so,...more
Identity theft statistics are shocking, to say the least. And it's not going to get better any time soon. But there is no need for you to become a statistic. Here is what you can do to avoid identity theft.1. If your mail box doesn't have a...more
Managers in the non-profit, association and business worlds need to persuade outside audiences with the greatest impact on their operations to their way of thinking. And then move those external stakeholders to take actions that help their...more
In today’s unpredictable global economy, you obviously never know what is going to happen next. Uncertainties and concerns regarding the Iraqi threat, North Korean crisis, and hidden terrorist cells and networks continue to loom in the back of...more
A no income verification home equity loan is a second mortgage loan that does not require you to provide income documentation to qualify for the loan. This type of loan is great for homeowners who need a home equity loan but have hard to document...more