We all know that you can't drive around without car insurance, and the thought of living without some type of health insurance is equally as dangerous. More bankruptcies are caused in this country because of people without health insurance than for any other reason. This is primarily because the cost of healthcare has skyrocketed so high that if you don't have insurance, you simply don't have the option of taking care of your health.The good news...more
Finding affordable health insurance quotes is not a task that anyone wants to do, however the alternative; having children and family members without the coverage they need is much more terrifying. A lot of employers offer different help to their employees in hopes of fighting the rising costs that health insurance brings. Though they offer assistance, many employees are discovering that going with the company policy is not always the best...more
My purpose is to discuss the important information that you'll need to know if you are thinking about or planning on moving to Canada as a permanent resident.In this article, we're going to talk about some of the first things you need to do when you arrive in Canada as a permanent resident.Health Insurance CardOne of the first things you'll want to do after arriving is apply for health insurance cards for every member of your family. Applications are available in many places, including doctor's offices and pharmacies. These cards allow you to receive care through the Canadian health insurance program for the following services:- Examination and treatment by physicians and most specialists- Many types of surgery- Hospitalization- X-rays and laboratory tests- ImmunizationsYou will not have to pay for these services, these expenses are covered by the taxes that you will be paying as a working Canadian permanent resident.In most provinces in Canada, you can begin receiving medical coverage as soon as you apply. In Ontario, Quebec, New Brunswick, and British Columbia, however, you must wait 3-months from the date you apply for your coverage to begin. In the meantime, short-term...more
Hunting for affordable health insurance quotes can be a rough item to strike off of your to do list, especially if your employer does not provide you with optional healthcare coverage, or if you are not employed. One of the most popular ways to get a health care plan for yourself or for your family if you are outside of employment is to work...more
One of the biggest struggles that faces most Americans today, is the challenge of finding affordable health insurance quotes to maintain the health and wellbeing of their families. With the unstable economic state and unemployment on the rise, many parents are resorting to finding their own healthcare insurance without using the help of an agent or...more
There are times in a person's life where they feel like they don't know where to turn to find affordable health insurance quotes. There are a number of people struggling with rising premiums, which makes the insurance difficult to afford. Maybe they were just laid off and their insurance was taken away. At this point, some people will just go without because they feel quality insurance for low rates isn't achievable. Others don't know where to look to find quotes.It is important to have health insurance. Even if you purchase a policy with a very high premium, it would help if something tragic would happen to take place. Yes, you would still have lots of bills to pay, but it would be better than having to deal with thousands of dollars all by yourself. Even if you are healthy, it is important to have some sort of plan because you never know when something could happen. Another reason why it is important to continue coverage is when there are dependents under the health insurance policy. Your financial situation could become even worse if medical bills became too much or you couldn't provide care for your children when they needed it most. Some states offer free healthcare for...more
With unemployment still really high and many people worried about losing jobs, it makes it hard to find affordable healthcare. If your income is low enough, you can sometimes get help from the state. Many offer free healthcare during a pregnancy or...more
There are a plethora of benefits to having health insurance. Most importantly, it helps pay medical bills when a baby is born, when you are in an accident or if you become ill. There are many different kinds of policies, and rates always vary. This...more
When you are looking for affordable health insurance quotes, there are several other factors to consider besides the price. Does the policy include prescription coverage, and what is the reputation of the insurance company? These answers could make a...more
These days more and more employers are starting to push the expense of health insurance onto their employees. This can be a problem because most people's premiums are continuing to rise, as costs are going up more than 10 percent. Then you have to...more
Primary Care Physician: Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and...more
If a group policy covers occupational illness and/or injury, the degree of occupational hazard becomes an important factor. Again, the higher the occupational hazard, the higher the rateGroup Health Insurance By: Fredy About the...more