As a small business trying to establish a positive cash-flow and make ends meet at the end of the month, health insurance costs are probably one of the major financial burdens you carry and where ends just don't meet. Thus, to help you in your journey to stop the bleeding and increase the savings, here are 3 tips you can use to lower your health insurance costs.Tip # 1 - Group PlansIf you're a small business trying to provide affordable quality...more
Today's young adults are bold, determined and many believe that they are unable to get sick. Unfortunately, that is as far from the truth as one could get. While young adults wont be experiencing hip replacements or heart surgery, there are a range of things that can go wrong in a body of any age.DentalDentists can cost quite a lot of money, especially if you dont look after you teeth. A basic clean can cost anywhere from $50 to $200 depending...more
How far have you gone in ensuring you attract the cheapest rates? Did you simply give up after using the few tips you learnt then? Won't you love to get more tips if that will translate to saving even much more? I have many more proven tips here...*Go for catastrophic health insurance rather than a regular plan if you hardly fall sick and you'll get better rates. For folks who do not know what it is, it's a kind of policy that provides coverage if you fall ill suddenly or are involved in an accident.The greatest benefit of this policy is where sudden health conditions or accidents give rise to huge bills that could at best be called catastrophic. That's the reason it's protection against catastrophic ailments or accidents. The rate you pay for catastrophic health insurance is quite cheap.However, the deductibles are normally as much as $2,000 but they are certainly worth it since you hardly get sick and are getting coverage in case a catastrophic ailment or accident strikes.*People with excess weight attract far higher rates than individuals with normal weights. Your BMI or Body Mass Index is a very serious factor used to define your risk to a health insurance carrier.If your BMI...more
You may be over spending every year on your accident and health insurance policy. You might be able to use certain techniques and get a lower coverage prices. Combining your family's insurance coverage and a getting single policy may be the most cost effective approach. However often families will do better with two or more separate policies.Here...more
Health insurance reform has obviously inspired strong opinions upon medical professionals. Their livelihood may be at stake. In general, doctors have been split on the issue. Some fear that the increase of insured patients will flood primary care physicians and result in lower quality of care. Others believe that the recently passed legislation...more
Differences in Dissertations of Master's and Doctorate Students Depending on the level of qualification, a dissertation is required to earn either a Masters or Doctorate degree. As there is a level of difference between the two degrees, it's obvious that preparing a dissertation for a PhD Student will be significantly different than one being prepared by a Masters' student.For starters, a dissertation isn't necessarily named the same in PhD; instead it is called a thesis. Therefore we can conclude that it is known as a dissertation for Master's students and a thesis for PhDs. But the difference is not just in the name.Majority of universities treat dissertations and thesis differently. Here are some of the key differences between how a Masters student prepares a Dissertation as opposed to how a PhD prepares a Thesis:1. A Dissertation by a Master's student requires sufficient information regarding a particular discipline and valid arguments along with it. Whereas a PhD Thesis requires dissemination of knowledge to the reviewer.2. A Master's dissertation normally takes a year to complete, whereas a PhD Thesis is prepared along with the degree tenure and takes...more
Health Insurance for Private Individuals Choosing and buying a health care policy can leave you confused and frustrated. You should know what your medical condition and needs are in order to select a policy that will give you the best care you...more
Knowing how a medical insurance deductible works is crucial if you are going to select the right healthcare contract. You should grasp the basic math that applies to health insurance deductibles, how other cost shares influence your costs for...more
Will you ever compromise on your health? The answer is obviously a big No. And you will no doubt take all the precautionary measures and take a healthy diet to maintain good health. But you never know when emergencies take place. Even if you dont...more
Often, it happens that when people go to get their insurance, they are fooled into paying more money or taking up a high premium health insurance. Taking up a Health insurance means securing your life during accidents and illness. But if you pay more...more
Health Insurance is a type of insurance that most of the people are taking up nowadays, in pursuit of peace of mind. With health insurance, they know that should the fall ill at some later point, or should they be victims of some accident, the...more
Health Insurance, at its simplest, can be defined as an agreement between the person who is getting insured and the insurance company. This is where the insurance company offers to pay for the person's healthcare bills as they fall due, contingent...more