Things to Consider in Choosing a Health Insurance CompanyIf ever you're planning to get insurance from a company that's relatively unheard, you should definitely do some research on that company. You can't always be too nonchalant when something like health insurance is involved. Always review all the insurance providers that you're considering of doing business with, and make sure to pick the right Palm Desert Insurance company.more
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Here at HSA for America we've gotten a lot of questions coming in lately about healthcare reform and should I wait before buying a health insurance policy... And a lot of people are thinking, well if I wait, maybe I'll get free coverage from the government, so I want to address some possibilities here. At the time of this writing, health care legislation has just been passed by congress. Now the way it will probably affect individual coverage is pretty impactful in terms of health insurance premiums going up. The reason health insurance will be going up is that one of the provisions is guaranteed issue, meaning anybody with any pre-existing health problems can sign up for a plan and be covered immediately without having to go through an approval process. We need a way for these people to get coverage, however the cost of all of that falls on individual health insurance policy holders. When various states have done this in the past, we've seen premiums go up 50% to 100% or more particularly on young healthy people. So, what we are recommending to our clients is to go ahead and get coverage right now, lock in current rates. Many companies offer two or even three year...more
When it comes to choosing a health insurance plan you may be at a loss to determine the plan that is right for you. Many health insurance plans offer extras that make them a better value for consumers and although the premiums may cost a little more they may wind up costing you less in the long run.HEALTH SAVINGS ACCOUNT - This is an account that...more
Many people have questions and for the most part these health insurance questions revolve around the recent controversy about the government health care plan that is soon to be implemented in the U.S. For the most part there is a lack of understanding about this program and the following are just a few of the pressing questions that American's want...more
A large study published in the New England Journal of Medicine recently revealed that higher Medicare co-pays, sometimes only a few dollars more, lead to fewer doctor visits and longer hospital stays. Keeping seniors healthy by encouraging outpatient care, especially for those who have chronic diseases, is important and valuable, said Alan Weinstock, insurance broker at http://www.MedicareSupplementPlans.com. Increasing co-pays by even just a few dollars may discourage someone from seeking the treatment they need.The study, funded by grants from Pfizer, Inc., and the federal government, included nearly 900,000 seniors in 36 Medicare managed-care plans between 2001 and 2006. Half of the plans raised co-pays during this period, some by as much as 100 percent. They compared how these medical plans were used against how similar Medicare managed-care plans that did not raise co-pays were used. They found that for every 100 people enrolled in a plan that raised co-pays, there were 20 fewer doctor visits and two additional hospital admissions with longer stays.As health care costs have climbed, insurance companies have passed the increases along to patients, resulting in higher...more
Natural Ways to Alleviate DizzinessDid you know that feeling dizzy is not an illness, but rather a symptom of something else? It is your body's way of communicating to you that something is not quite right with your body. Different people have...more
What Do You Get In An International Student Health InsuranceIf you consider deeply, you will first need to understand that the costs of medication couldactually be relatively higher in the country you are visiting as compared to the home country.You...more
Buyers of health care coverage often pay too much for insurance because they hold common misconceptions. Not understanding when employer-sponsored insurance is better than individual or family health coverage and when it is not, making bad choices...more
How to Reduce Health Insurance Costs and save yourself hundreds of dollarsYou will only be wasting your money on these things that you do not need or are more than what you really need and you will have spent a lot of money unnecessarily. click here...more
cheaper health insurance - Find the Best Cover at the Cheapest PriceAfter that verify the reliability of the company provider before engaging in a contract with them. Check out their history and make sure that when you need to make a claim there is...more