Traditionally there has been little thought given to easing the financial suffering of those families whos children suffer from disease. However over the last few years insurers have realsied the importance of family insurance with many now offering automatic life and critical insurance for children. Insurance provider Zurich provided has been at the fore front of promoting critical illness cover for children and now offers free critical illness...more
Direct Life and Pension Services (DLPS) has now teamed up with PruProtect. PruProtects advisors now have access to the LifeQuote Protection Portal allowing them to compare the various pricing options available across all variations of PruProtects serious illness insurance policy.PruProtect offer a wide range of products, using the LifeQuote Protection Portal advisors will have the advantage of being able to use an accurate platform for evaluating...more
Statistics in the last decade state that 1 in 3 people in Britain will be diagnosed with cancer at some stage in their life. Although continual ongoing medical research means the chances of survival are higher the threat of suffering from such an illness is still very apparent.Almost 55% of claims made on critical illness insurance were cancer based and medics believe this is set to continue. In this eventuality critical illness cover can offer the financial security you need. However non co-operation from insurance companies seems to be becoming an increasingly common problem. Before your insurance company will make a pay out they have to go through vigorous checks on all the information and medical history you supplied. Although in your application to make a claim you will have told them this information, insurers will now insist that this is rechecked. For example if you state that you were a non-smoker when you made the claim, your insurance provider will need conformation of this from your doctor.The main reason for this process is the problem of non-disclosure. As the title suggest, non-disclosure is where the insurance company believes the applicant has withheld factual...more
On diagnosis of a life threatening illness, critical illness insurance will pay out a tax free lump sum which can give the policy holder a welcome financial boost. This type of insurance can be taken out separately or alongside a traditional life insurance policy. However taking out critical illness insurance has both advantages and...more
Texas Health Insurance: Children Caught In The War Over Healthcare Texas has the lowest percentage of residents protected by health insurance in the entire country. Only one in four have any form of Texas health insurance at all. Media coverage has been scant regarding the future of more than half a million Americans who have been through...more
Before we start our discussion about Medicare supplement plans we have to know the basic thing that what it is and what it stands for. To be precise the Medicare supplement plans or Medigap is the private health insurance plans that are for those people who already have a Medicare policy. The Medigap or Medicare supplement plans helps the Medicare beneficiaries to bear that extra medical cost that are left aside by the original plans. The name Medigap is suggested because it is believed that these policies bridges the gap between the Medicare coverage and the original expenses or the total bill charged. However in the recent studies it is seen that in the United States about 18% of the people having original Medicare policy goes for the supplement plans also.The Medigap offerings or the Medicare supplement plans have been standardized by the Centers of Medicare and Medicaid Services (CMS) in 1992.Let us start from part A. Part A Medigap plan is your hospital insurance. It helps you to pay for the medical treatment that you receive in a hospital or skilled nursing facility. It also covers some of your home health care and hospice care, if you are ill for a time being. Part B is that...more
Medicare plan is very much needed to secure health for future as you never know when an accident will happen. Basically after your retirement health come out to be a big concern. This time health insurance is surely very helpful and required. But it...more
Does your health care insurance policy meet the minimum standards? Do you know what is NOT covered? How good is their network of physicians? How well is it priced? Are you getting the best deductible?You should be sure that your medical care...more
It is the age of invention and technology. When any difficulty arises then it is tried to solve this problem by new invention. Technological improvement helps you a lot to find the solution to almost every problem. Nowadays every woman is bothered...more
Doctor Ray is not an anonymous person but he is a star of the world famous series Dr 90210. He is not only a star but Hollywoods leading plastic surgeon as well. Dr Robert ray partnered with famous lingerie expert, Bruno Schiavi, to launch an...more
How Dr Lewis' Retreats Alleviate the Pain of Infertility The first order of business for those who are having difficulty conceiving is, of course, to remove obstructions to reproductive health and to enhance fertility. When I started the...more
Being a student in Virginia and looking for health insurance is a task that you would like to perhaps outsource so that you dont have to burden yourself with unnecessary details, long brainstorming discussions, and understanding terms and conditions...more