Graduating Out of Health Insurance? Not for Long!
Graduating Out of Health Insurance? Not for Long!
Graduating comes with many responsibilities of adult life from a new home to paying off student loans; graduates have more than a few things on their mind. Prior to the new health care bill insurance carriers, for the most part, allowed students to stay on their parent's plan until graduation - but not a minute after. Once a student steps on stage, accepts his or her diploma their health insurance through a parent's or school's plan, more often than not, expires.
With the new health care bill allowing young adults to stay on a parent's health insurance plan until age 26, some carriers have already extended coverage through a parent's policy earlier than the September 23rd deadline. The U.S. Department of Health and Human Services had a hand in this, encouraging carriers to adopt the new rules early reasoning it would prevent graduates from becoming uninsured. According to the Health and Human Services Department a few of the insurers to offer an early extension of health insurance to young adults through a parent's health insurance include: Aetna, Kaiser Permanente, Cigna, Humana and United.
An article titled: "Cap, gown and no "health coverage? Starting now, insurers will stop dropping new graduates" by the Cleveland Local News stated:
"It's not clear how [the bill] will affect premiums. More coverage typically raises costs if everyone uses medical services, but this extension will bring a healthy, young and active cohort back into the insurance fold."
The chief managed care officer of Medical Mutual of Ohio, George Stadtlander, said through most group plans, family premiums will likely stay the same with no additional cost to the employer. Although health insurance will be extended to a great number of people, many currently without health insurance are reasonably healthy individuals and should not affect premiums in a drastic measure.
If your health insurance company has not extended this type of coverage check out the GradGuard short term medical plans. They're perfect for those between college, a job, or being added back onto a parent's policy. For free health insurance quotes and comparisons visit: GradGuard. Benefits of Short Term Health Insurance The Inexpensive Way to Get Virginia Health Insurance Great Psychological Assistance From A Renowned Doctor DriverCure: The Driver Doctor The Changing Face Of Health Insurance How To Alleviate Afternoon Drowsiness And Lack Of Energy Using Herbal Remedies How will your Health Insurance Company Establish your Rates? Doctor Recommended Natural Antibiotic That Cures Sinus Infections Select Healthcare Brain Injury Care Select Healthcare Brain Injury Rehabilitation Select Healthcare Brain Injury Unit Care Home Is It To My Benefit To Pick Up My Employer Based Health Insurance? Spinalonga Isle Development May Alleviate Economic Ailment